{"id":850157,"date":"2026-09-21T12:10:00","date_gmt":"2026-09-21T04:10:00","guid":{"rendered":"https:\/\/www.alphaseek.cn\/?p=850157"},"modified":"2026-09-21T12:10:00","modified_gmt":"2026-09-21T04:10:00","slug":"100%e4%ba%bf%ef%bc%8c%e5%ad%99%e6%ad%a3%e4%b9%89%e6%8a%95%e7%9a%84%e7%8b%ac%e8%a7%92%e5%85%bd%e6%8b%86%e5%bc%80%e5%8d%96%e4%ba%86","status":"publish","type":"post","link":"https:\/\/www.alphaseek.cn\/?p=850157","title":{"rendered":"100\u4ebf\uff0c\u5b59\u6b63\u4e49\u6295\u7684\u72ec\u89d2\u517d\u62c6\u5f00\u5356\u4e86"},"content":{"rendered":"<blockquote>\n<p>\u6587 | \u878d\u4e2d\u8d22\u7ecf<\/p>\n<\/blockquote>\n<p>\u65f6\u95f4\u5012\u9000\u56de\u4e94\u5e74\u524d\u3002<\/p>\n<p>2021\u5e749\u6708\uff0c\u5b59\u6b63\u4e49\u9ebe\u4e0b\u7684<a href=\"https:\/\/www.alphaseek.cn\/?tag=%e8%bd%af%e9%93%b6\" title=\"View all posts in \u8f6f\u94f6\" target=\"_blank\" class=\"tag_link\">\u8f6f\u94f6<\/a>\u613f\u666f\u57fa\u91d1\u4e8c\u671f\uff0c\u8054\u5408\u534e\u5e73<a href=\"https:\/\/www.alphaseek.cn\/?tag=%e6%8a%95%e8%b5%84\" title=\"View all posts in \u6295\u8d44\" target=\"_blank\" class=\"tag_link\">\u6295\u8d44<\/a>\uff0c\u7275\u5934\u7ed9\u65b0\u52a0\u5761AI\u79d1\u6280\u516c\u53f8Advance Intelligence Group\uff08AIGL\uff09\u6295\u4e0b\u8d85\u8fc74\u4ebf\u7f8e\u5143\uff0c\u8054\u624b\u5c06\u8fd9\u5bb6\u516c\u53f8\u7684\u4f30\u503c\u4e00\u4e3e\u8d8a\u8fc720\u4ebf\u7f8e\u5143\u5927\u5173\u3002<\/p>\n<p>\u4e94\u5e74\u540e\u7684\u4eca\u5929\uff0c\u8fd9\u7b14\u6295\u8d44\u8fce\u6765\u4e86\u4e00\u4e2a\u5173\u952e\u8282\u70b9\u3002<\/p>\n<p>\u8fd1\u65e5\uff0c\u4e1c\u5357\u4e9a\u672c\u571f\u8d85\u7ea7APP Grab\u5ba3\u5e03\u5c06\u4ee514.9\u4ebf\u7f8e\u5143\uff08\u7ea6\u5408<a href=\"https:\/\/www.alphaseek.cn\/?tag=%e4%ba%ba%e6%b0%91%e5%b8%81\" title=\"View all posts in \u4eba\u6c11\u5e01\" target=\"_blank\" class=\"tag_link\">\u4eba\u6c11\u5e01<\/a>100\u4ebf\u5143\uff09\u73b0\u91d1\uff0c<a href=\"https:\/\/www.alphaseek.cn\/?tag=%e6%94%b6%e8%b4%ad\" title=\"View all posts in \u6536\u8d2d\" target=\"_blank\" class=\"tag_link\">\u6536\u8d2d<\/a>AIGL\u65d7\u4e0b\u6838\u5fc3\u8d44\u4ea7\u3001\u4e1c\u5357\u4e9a\u6700\u5927BNPL\u5e73\u53f0Atome Financial\uff08\u4e0b\u6587\u7b80\u79f0&ldquo;Atome&rdquo;\uff09\u768460%\u80a1\u6743\uff0c\u5e76\u7ea6\u5b9a\u4e24\u5e74\u540e\u518d\u5c06\u5269\u4f59\u768440%\u80a1\u6743\u6536\u5165\u56ca\u4e2d\u3002<\/p>\n<p><img src=\"https:\/\/images.tmtpost.com\/uploads\/images\/2026\/09\/fc2371b17484c25f5b942363d056d53c_1789962261.jpg?imageMogr2\/auto-orient\/strip\/interlace\/1\/quality\/85\/thumbnail\/1440x768&ext=.jpg\" alt=\"100\u4ebf\uff0c\u5b59\u6b63\u4e49\u6295\u7684\u72ec\u89d2\u517d\u62c6\u5f00\u5356\u4e86\" style=\"display:block; margin-left:auto; margin-right:auto\" \/><\/p>\n<p>\u653e\u5728\u8fc7\u53bb\u51e0\u5e74\u8f6f\u94f6\u5728WeWork\u3001Oyo\u63a5\u8fde\u8e29\u96f7\u7684\u80cc\u666f\u4e0b\uff0cAtome\u80fd\u88ab\u4e00\u5bb6\u533a\u57df\u5de8\u5934\u6574\u4f53\u4e70\u65ad\uff0c\u4e5f\u4e0d\u5931\u4e3a\u4e00\u4e2a\u597d\u53bb\u5411\u3002\u4e0e\u4e4b\u76f8\u5bf9\uff0c\u8fd9\u7b14\u6295\u8d44\u5219\u662fGrab\u6709\u53f2\u4ee5\u6765\u51fa\u624b\u6700\u91cd\u7684\u4e00\u7b14\u6536\u8d2d\uff0c\u540c\u65f6\u4e5f\u662f\u4e1c\u5357\u4e9a\u91d1\u878d\u79d1\u6280\u9886\u57df\u4eca\u5e74\u4e3a\u6570\u4e0d\u591a\u7684\u5341\u4ebf\u7f8e\u5143\u7ea7<a href=\"https:\/\/www.alphaseek.cn\/?tag=%e5%b9%b6%e8%b4%ad\" title=\"View all posts in \u5e76\u8d2d\" target=\"_blank\" class=\"tag_link\">\u5e76\u8d2d<\/a>\u6848\u3002<\/p>\n<p>Atome\u7684\u672a\u6765\uff0c\u4f9d\u7136\u5f15\u8d77\u5916\u754c\u5173\u6ce8\u3002<\/p>\n<h4>\u4e1c\u5357\u4e9a\u72ec\u89d2\u517d\u62c6\u5f00\u5356\u4e86<\/h4>\n<p>Atome\u5e76\u975e\u4e00\u5bb6\u7c4d\u7c4d\u65e0\u540d\u7684\u516c\u53f8\u3002<\/p>\n<p>\u4f5c\u4e3aAIGL\u65d7\u4e0b\u7684\u6d88\u8d39\u91d1\u878d\u4e1a\u52a1\u677f\u5757\uff0cAtome\u88ab\u666e\u904d\u8ba4\u4e3a\u662f\u4e1c\u5357\u4e9a\u89c4\u6a21\u6700\u5927\u7684BNPL\u5e73\u53f0\u3002\u6570\u636e\u663e\u793a\uff0c\u5176\u4e1a\u52a1\u5df2\u7ecf\u8986\u76d6\u8d85\u8fc72500\u4e07\u7d2f\u8ba1\u4ea4\u6613\u7528\u6237\uff0c\u8d37\u6b3e\u7ec4\u5408\u89c4\u6a21\u7ea610\u4ebf\u7f8e\u5143\uff0c\u4e14\u903e\u671f\u7387\u5728\u8fc7\u53bb\u51e0\u5e74\u91cc\u4fdd\u6301\u7a33\u5b9a\u751a\u81f3\u6709\u6240\u6539\u5584\u3002<\/p>\n<p>\u800c\u7ad9\u5728\u8fd9\u4e2a\u7ec6\u5206\u8d5b\u9053\u9f99\u5934\u8eab\u540e\u7684\u6bcd\u516c\u53f8\uff0c\u5728\u8d44\u672c\u5e02\u573a\u81ea\u7136\u5e7f\u53d7\u8ffd\u6367\u3002\u4e0a\u6587\u63d0\u53ca\u76842021\u5e74\u90a3\u8f6e\u8d854\u4ebf\u7f8e\u5143\u7684<a href=\"https:\/\/www.alphaseek.cn\/?tag=%e8%9e%8d%e8%b5%84\" title=\"View all posts in \u878d\u8d44\" target=\"_blank\" class=\"tag_link\">\u878d\u8d44<\/a>\uff0c\u7531\u8f6f\u94f6\u613f\u666f\u57fa\u91d1\u4e8c\u671f\u548c\u534e\u5e73\u6295\u8d44\u8054\u5408\u9886\u6295\uff0c\u8ddf\u6295\u65b9\u91cc\u6709Northstar\u3001Vision Plus Capital\uff0c\u4ee5\u53ca\u5e26\u6709\u4e2d\u56fd\u80cc\u666f\u7684\u9ad8\u6995\u8d44\u672c\uff1b2023\u5e74\u8be5\u516c\u53f8\u53c8\u8ffd\u52a0\u878d\u8d448000\u4e07\u7f8e\u5143\uff0c\u6295\u8d44\u65b9\u4ecd\u662f\u534e\u5e73\u6295\u8d44\u548cNorthstar\u3002\u7b97\u4e0a\u5386\u5e74\u5404\u8f6e\uff0cAIGL\u8fc4\u4eca\u5df2\u7d2f\u8ba1\u878d\u8d44\u8d85\u8fc77\u4ebf\u7f8e\u5143\uff0c\u53e6\u6709\u8d85\u8fc710\u4ebf\u7f8e\u5143\u7684\u4fe1\u8d37\u989d\u5ea6\u652f\u6301\u5176\u653e\u8d37\u4e1a\u52a1\u3002<\/p>\n<p>\u4e14\u5b8c\u6210D\u8f6e\u878d\u8d44\u7684AIGL\u5728\u4f30\u503c\u7a81\u783420\u4ebf\u7f8e\u5143\u4e4b\u9645\uff0c\u516c\u53f8\u65d7\u4e0b\u4fbf\u5df2\u7ecf\u642d\u5efa\u8d77\u4e09\u6761\u4e1a\u52a1\u7ebf\u3002\u5206\u522b\u662f\u4e9a\u6d32\u9886\u5148\u7684BNPL\u5e73\u53f0Atome\u3001\u4f01\u4e1a\u7ea7\u5927\u6570\u636e\u98ce\u63a7\u670d\u52a1\u5546ADVANCE.AI\uff0c\u4ee5\u53ca\u5370\u5c3c\u6570\u5b57\u4fe1\u8d37\u5e73\u53f0Kredit Pintar\u3002<\/p>\n<p>\u4f5c\u4e3a\u5176D\u8f6e\u9886\u6295\u65b9\u4e4b\u4e00\u7684\u8f6f\u94f6\u6295\u8d44\u987e\u95ee\u516c\u53f8\u8463\u4e8b\u603b\u7ecf\u7406Greg Moon\u5f53\u65f6\u516c\u5f00\u8868\u6001\uff0c\u770b\u4e2d\u7684\u6b63\u662fAIGL&ldquo;\u7528AI\u548c\u5927\u6570\u636e\u9a71\u52a8\u7684\u591a\u5143\u5316\u91d1\u878d\u4ea7\u54c1\u77e9\u9635&rdquo;\uff0c&ldquo;\u51ed\u501fAI\u548c\u5927\u6570\u636e\u7684\u9a71\u52a8\uff0cAdvance Intelligence Group\u4e3a\u4e1c\u5357\u4e9a\u7684\u6d88\u8d39\u8005\u548c\u4f01\u4e1a\u63d0\u4f9b\u4e86\u591a\u5143\u5316\u7684\u91d1\u878d\u4ea7\u54c1\u4e0e\u670d\u52a1\u3002\u8fd9\u5bb6\u516c\u53f8\u4ee5AI\u4e3a\u5148\u7684\u65b9\u6cd5\uff0c\u8ba9\u4ed6\u4eec\u80fd\u591f\u63d0\u4f9b<a href=\"https:\/\/www.alphaseek.cn\/?tag=%e5%88%9b%e6%96%b0\" title=\"View all posts in \u521b\u65b0\" target=\"_blank\" class=\"tag_link\">\u521b\u65b0<\/a>\u89e3\u51b3\u65b9\u6848\u3001\u5f00\u8f9f\u65b0\u7684\u4ea7\u54c1\u8def\u5f84\u6765\u521b\u9020\u4ef7\u503c\u3002\u6211\u4eec\u5f88\u9ad8\u5174\u80fd\u4e0eJefferson\u548c\u4ed6\u7684\u56e2\u961f\u643a\u624b\uff0c\u652f\u6301\u4ed6\u4eec\u6253\u9020\u666e\u60e0\u4e14\u53ef\u8d1f\u62c5\u7684\u91d1\u878d\u670d\u52a1\u8fd9\u4e00\u4f7f\u547d\u3002&rdquo;<\/p>\n<p>\u4e0e\u6b64\u540c\u65f6\uff0c\u53e6\u4e00\u9886\u6295\u65b9\u534e\u5e73\u6295\u8d44\u8463\u4e8b\u603b\u7ecf\u7406Saurabh Agarwal\u4e5f\u7ed9\u51fa\u4e86\u7c7b\u4f3c\u5224\u65ad\uff0c\u79f0\u770b\u4e2d\u7684\u662f\u56e2\u961f&ldquo;\u5728AI\u9a71\u52a8\u7684\u6570\u5b57\u4fe1\u8d37\u3001\u6280\u672f\u548c<a href=\"https:\/\/www.alphaseek.cn\/?tag=%e9%a3%8e%e9%99%a9\" title=\"View all posts in \u98ce\u9669\" target=\"_blank\" class=\"tag_link\">\u98ce\u9669<\/a>\u7ba1\u7406\u65b9\u9762\u7684\u5f3a\u52b2\u8fc7\u5f80\u6218\u7ee9&rdquo;\uff0c\u5e76\u8ba4\u4e3a\u4e9a\u6d32\u62e5\u6709\u5168\u7403\u89c4\u6a21\u6700\u5927\u3001\u589e\u957f\u6700\u5feb\u7684\u6570\u5b57\u5e02\u573a\u4e4b\u4e00\uff0c\u4e2d\u4ea7\u9636\u7ea7\u7fa4\u4f53\u5e9e\u5927\u4e14\u9ad8\u5ea6\u8054\u7f51\uff0c\u5bf9\u7075\u6d3b\u53ef\u9760\u7684\u4fe1\u8d37\u89e3\u51b3\u65b9\u6848\u6709\u7740\u5c1a\u672a\u88ab\u6ee1\u8db3\u7684\u9700\u6c42\u3002<\/p>\n<p><img src=\"https:\/\/images.tmtpost.com\/uploads\/images\/2026\/09\/f243e108a1d8ce0049f588faac31c34d_1789962261.jpg?imageMogr2\/auto-orient\/strip\/interlace\/1\/quality\/85\/thumbnail\/1440x772&ext=.jpg\" alt=\"100\u4ebf\uff0c\u5b59\u6b63\u4e49\u6295\u7684\u72ec\u89d2\u517d\u62c6\u5f00\u5356\u4e86\" style=\"display:block; margin-left:auto; margin-right:auto\" \/><\/p>\n<p>\u6362\u8a00\u4e4b\uff0c\u8f6f\u94f6\u5f53\u65f6\u62bc\u6ce8\u7684\u4e0d\u662fAIGL\u67d0\u4e00\u4e2a\u5355\u4e00\u4ea7\u54c1\uff0c\u800c\u662f\u4e00\u6574\u5957&ldquo;AI+\u4fe1\u8d37&rdquo;\u7684\u57fa\u7840\u8bbe\u65bd\u80fd\u529b\u3002<\/p>\n<p>\u4e0d\u8fc7\u503c\u5f97\u6ce8\u610f\u7684\u662f\uff0c\u6700\u8fd1\u4e00\u573a\u4ea4\u6613\u4e2d\u88ab\u5356\u6389\u7684\uff0c\u662fAIGL\u65d7\u4e0b\u7684Atome Financial\u8fd9\u4e00\u9879\u4e1a\u52a1\uff0c\u800c\u4e0d\u662fAIGL\u6574\u4e2a\u96c6\u56e2\uff0c\u7b80\u800c\u8a00\u4e4b\u662fAIGL\u8fd9\u5934\u5de8\u65e0\u9738\u88ab&ldquo;\u62c6\u5f00\u5356\u4e86&rdquo;\u3002\u4e5f\u5c31\u662fAIGL\u628a\u81ea\u5df1\u4e94\u5e74\u524d\u7528\u8f6f\u94f6\u7684\u94b1\u5582\u5927\u7684\u6838\u5fc3\u8d44\u4ea7\uff0c\u4ee5\u4e00\u4e2a\u4e0d\u9519\u7684\u4ef7\u683c\u5356\u7ed9\u4e86\u4e0b\u6e38\u7684\u4ea7\u4e1a\u4e70\u5bb6\uff0c\u8fd9\u7b14\u73b0\u91d1\u6700\u7ec8\u4f1a\u56de\u6d41\u8fdbAIGL\u7684\u8d26\u4e0a\uff0c\u4ece\u800c\u95f4\u63a5\u5151\u73b0\u8f6f\u94f6\u8fd9\u8f6e\u6295\u8d44\u7684\u8d26\u9762\u4ef7\u503c\u3002<\/p>\n<p>\u800c\u5728Atome\u88ab\u51fa\u552e\u540e\uff0cAIGL\u65d7\u4e0b\u8fd8\u7559\u6709\u4f01\u4e1a\u7ea7\u98ce\u63a7\u670d\u52a1\u5546ADVANCE.AI\u548c\u7535\u5546\u670d\u52a1\u5e73\u53f0Ginee\u8fd9\u4e24\u6761\u4e1a\u52a1\u7ebf\uff0c\u8fd9\u610f\u5473\u7740\u5373\u4fbfAtom\u88ab\u5356\u7ed9Grab\uff0cAIGL\u672c\u8eab\u4ecd\u4f1a\u4f5c\u4e3a\u72ec\u7acb\u516c\u53f8\u7ee7\u7eed\u8fd0\u8425\uff0c\u8f6f\u94f6\u624b\u91cc\u7684\u80a1\u6743\u4e5f\u4f9d\u7136\u5b58\u5728\uff0c\u53ea\u662f\u6240\u6295\u516c\u53f8\u7684\u8d44\u4ea7\u7ed3\u6784\u53d1\u751f\u4e86\u53d8\u5316\u3002<\/p>\n<h4>Atome\u503c\u591a\u5c11\u94b1\uff1f<\/h4>\n<p>\u65e2\u7136\u662f\u8d44\u4ea7\u51fa\u552e\u800c\u4e0d\u662f\u80a1\u6743\u8f6c\u8ba9\uff0c\u90a3\u4e48&ldquo;Atome\u8fd9\u5757\u4e1a\u52a1\u4ef7\u503c\u51e0\u4f55&rdquo;\u6210\u4e86\u5916\u754c\u666e\u904d\u5173\u6ce8\u7684\u95ee\u9898\u3002<\/p>\n<p>\u6839\u636e\u4ea4\u6613\u6761\u6b3e\u4fe1\u606f\uff0cGrab\u5c06\u5206\u4e24\u6b65\u62ff\u4e0bAtome\u3002\u7b2c\u4e00\u9636\u6bb5\u4ee514.9\u4ebf\u7f8e\u5143\u73b0\u91d1\u6536\u8d2d60%\u80a1\u6743\uff0c\u5176\u4e2d2.6\u4ebf\u7f8e\u5143\u4f5c\u4e3a\u65b0\u589e\u6210\u957f\u8d44\u672c\u6ce8\u5165\u516c\u53f8\uff1b\u7b2c\u4e8c\u9636\u6bb5\u7ea6\u5b9a\u5728\u4ea4\u6613\u5b8c\u6210\u540e\u5927\u7ea6\u4e24\u5e74\uff0c\u518d\u6536\u8d2d\u5269\u4f5940%\u80a1\u6743\uff0c\u6700\u7ec8\u4f5c\u4ef7\u4e0e\u5f7c\u65f6\u7684<a href=\"https:\/\/www.alphaseek.cn\/?tag=%e4%b8%9a%e7%bb%a9\" title=\"View all posts in \u4e1a\u7ee9\" target=\"_blank\" class=\"tag_link\">\u4e1a\u7ee9<\/a>\u8868\u73b0\uff08EBITDA\u53ca\u8425\u6536\uff09\u6302\u94a9\u3002\u6309\u7167Grab\u516c\u544a\u62ab\u9732\u7684\u6846\u67b6\uff0c\u8fd9\u4e00\u6302\u94a9\u673a\u5236\u4e0bAtome\u7684\u6574\u4f53\u4f30\u503c\u533a\u95f4\u53ef\u80fd\u843d\u572820\u4ebf\u81f345\u4ebf\u7f8e\u5143\u4e4b\u95f4\u3002\u8fd9\u4e2a\u8de8\u5ea6\u63a5\u8fd1\u4e00\u500d\uff0c\u4e5f\u8bf4\u660e\u7b2c\u4e8c\u9636\u6bb5\u7684\u6700\u7ec8\u4ef7\u683c\u5f88\u5927\u7a0b\u5ea6\u4e0a\u8981\u770bAtome\u63a5\u4e0b\u6765\u4e24\u5e74\u5728Grab\u4f53\u7cfb\u5185\u7684\u5b9e\u9645\u4e1a\u7ee9\u8868\u73b0\u3002\u4ea4\u6613\u76ee\u524d\u4ecd\u9700\u901a\u8fc7\u76d1\u7ba1\u5ba1\u6279\uff0c\u9884\u8ba1\u8981\u52302027\u5e74\u7b2c\u4e09\u5b63\u5ea6\u624d\u80fd\u6b63\u5f0f\u5b8c\u6210\u3002<\/p>\n<p><img src=\"https:\/\/images.tmtpost.com\/uploads\/images\/2026\/09\/4f2e532c1a3cdd21a45d0c3e5dfb24e6_1789962261.jpg?imageMogr2\/auto-orient\/strip\/interlace\/1\/quality\/85\/thumbnail\/1440x300&ext=.jpg\" alt=\"100\u4ebf\uff0c\u5b59\u6b63\u4e49\u6295\u7684\u72ec\u89d2\u517d\u62c6\u5f00\u5356\u4e86\" style=\"display:block; margin-left:auto; margin-right:auto\" \/><\/p>\n<p>\u4ece\u4f53\u91cf\u4e0a\u770b\uff0cAtome\u786e\u5b9e\u6491\u5f97\u8d77\u8fd9\u4e2a\u4ef7\u683c\u3002\u4f5c\u4e3a\u4e1c\u5357\u4e9a\u76ee\u524d\u89c4\u6a21\u6700\u5927\u7684BNPL\u5e73\u53f0\uff0cAtome\u7d2f\u8ba1\u4ea4\u6613\u7528\u6237\u8d85\u8fc72500\u4e07\uff0c\u8d37\u6b3e\u7ec4\u5408\u89c4\u6a21\u7ea610\u4ebf\u7f8e\u5143\uff0c\u4e14\u903e\u671f\u7387\u5728\u8fc7\u53bb\u51e0\u5e74\u4fdd\u6301\u7a33\u5b9a\u751a\u81f3\u6709\u6240\u6539\u5584\uff0c\u4e1a\u52a1\u8986\u76d6\u65b0\u52a0\u5761\u3001\u9a6c\u6765\u897f\u4e9a\u3001\u83f2\u5f8b\u5bbe\u3001<a href=\"https:\/\/www.alphaseek.cn\/?tag=%e5%8d%b0%e5%ba%a6\" title=\"View all posts in \u5370\u5ea6\" target=\"_blank\" class=\"tag_link\">\u5370\u5ea6<\/a>\u5c3c\u897f\u4e9a\u548c\u6cf0\u56fd\u4e94\u4e2a\u5e02\u573a\u3002<\/p>\n<p>\u9a6c\u6765\u4e9a\u94f6\u884c\uff08Maybank\uff09\u5728\u4ea4\u6613\u516c\u5e03\u540e\u7684\u7814\u62a5\u91cc\u6d4b\u7b97\uff0c\u6309\u7167Grab\u7ed9\u51fa\u76842028\u5e74\u7ecf\u8425\u76ee\u6807\uff0cAtome\u52302028\u5e74\u6709\u671b\u8d21\u732e2\u4ebf\u81f32.2\u4ebf\u7f8e\u5143EBITDA\uff0c\u5bf9\u5e94\u4f01\u4e1a\u4ef7\u503c\u500d\u6570\u7ea6\u4e3a12\u500d&mdash;&mdash;\u660e\u663e\u9ad8\u4e8e\u6b64\u524d\u6536\u8d2dStash\u7b49\u540c\u7c7b\u91d1\u878d\u79d1\u6280\u8d44\u4ea7\u7ea67\u500d\u7684\u4f30\u503c\u500d\u6570\uff0c\u4e5f\u4e0e<a href=\"https:\/\/www.alphaseek.cn\/?tag=%e7%be%8e%e5%9b%bd\" title=\"View all posts in \u7f8e\u56fd\" target=\"_blank\" class=\"tag_link\">\u7f8e\u56fd<\/a><a href=\"https:\/\/www.alphaseek.cn\/?tag=%e4%b8%8a%e5%b8%82%e5%85%ac%e5%8f%b8\" title=\"View all posts in 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class=\"tag_link\">\u4e0a\u5e02\u516c\u53f8<\/a>Affirm\u768412.6\u500d\u5927\u81f4\u76f8\u5f53\uff0c\u53ea\u662f\u4f4e\u4e8e\u5370\u5ea6\u652f\u4ed8\u516c\u53f8Paytm\u768430\u500d\u3002\u7528\u9a6c\u6765\u4e9a\u94f6\u884c\u7684\u8bdd\u8bf4\uff0c\u8fd9\u4e2a\u4f30\u503c&ldquo;\u504f\u6ee1\u4f46\u4e0d\u7b97\u8fc7\u5206&rdquo;\u3002<\/p>\n<p>\u4ece\u884c\u4e1a\u5927\u76d8\u7684\u89d2\u5ea6\u770b\uff0c\u8fd9\u4e2a\u4ef7\u683c\u4e5f\u4e0d\u7b97\u79bb\u8c31\u3002\u636eBNPL\u884c\u4e1a\u7814\u7a76\u673a\u6784\u6d4b\u7b97\uff0c2025\u5e74\u5168\u7403BNPL\u5e02\u573a\u6309\u603b\u4ea4\u6613\u989d\uff08GMV\uff09\u8ba1\u7b97\u7ea6\u4e3a5601\u4ebf\u7f8e\u5143\uff0c\u540c\u6bd4\u589e\u957f13.7%\uff0c\u5176\u4e2d\u4e9a\u592a\u5730\u533a\u8d21\u732e\u4e86\u7ea636.4%\u7684\u5168\u7403BNPL\u8425\u6536\uff0c\u662f\u89c4\u6a21\u6700\u5927\u7684\u533a\u57df\u5e02\u573a\u3002<\/p>\n<p>\u4e0e\u6b64\u540c\u65f6\uff0cGoogle\u3001\u6de1\u9a6c\u9521\u4e0e\u8d1d\u6069\u8054\u5408\u53d1\u5e03\u7684\u300ae-Conomy SEA\u300b\u5e74\u5ea6\u62a5\u544a\u663e\u793a\uff0c\u4e1c\u5357\u4e9a\u6570\u5b57\u7ecf\u6d4e\u89c4\u6a21\u57282025\u5e74\u5df2\u7a81\u78343000\u4ebf\u7f8e\u5143\uff0c\u533a\u57df\u4e00\u7ea7\u5e02\u573a\u79c1\u52df\u878d\u8d44\u989d\u540c\u6bd4\u56de\u534715%\u81f3\u7ea680\u4ebf\u7f8e\u5143\uff0c\u5176\u4e2d\u7ea6\u4e00\u534a\u7684\u4ea4\u6613\u91d1\u989d\u6d41\u5411\u4e86\u6570\u5b57\u91d1\u878d\u670d\u52a1\u8fd9\u4e2a\u7ec6\u5206\u9886\u57df\u3002\u4e5f\u5c31\u662f\u8bf4\uff0c\u8f6f\u94f6\u4e94\u5e74\u524d\u62bc\u6ce8\u7684\u8fd9\u6761\u8d5b\u9053\uff0c\u5e76\u6ca1\u6709\u964d\u6e29\uff0c\u53cd\u800c\u4e00\u76f4\u5728\u6269\u5bb9\u3002<\/p>\n<p>\u66f4\u503c\u5f97\u4e00\u63d0\u7684\u662f\uff0c\u5728\u4e1c\u5357\u4e9aBNPL\u8fd9\u6761\u8d5b\u9053\u4e0a\uff0cAtome\u4ece\u6765\u90fd\u4e0d\u662f\u552f\u4e00\u7684\u73a9\u5bb6\u3002\u5370\u5c3c\u672c\u571f\u7684Kredivo\u3001Akulaku\uff0c\u8fd8\u6709\u80cc\u9760Gojek\u7684GoPayLater\uff0c\u4ee5\u53caSea\u96c6\u56e2\u65d7\u4e0b\u7535\u5546\u5e73\u53f0Shopee\u81ea\u5e26\u7684SPayLater\u3002\u636eGrab\u63f4\u5f15\u7684\u884c\u4e1a\u6570\u636e\uff0c\u4e1c\u5357\u4e9a\u4ecd\u6709\u5927\u91cf\u6210\u5e74\u4eba\u672a\u6301\u6709\u4fe1\u7528\u5361\uff0c\u4e5f\u4ece\u672a\u4ece\u6b63\u89c4\u91d1\u878d\u673a\u6784\u501f\u8fc7\u6b3e\uff0c\u8fd9\u7247&ldquo;\u4fe1\u7528\u7a7a\u767d\u5730\u5e26&rdquo;\u6b63\u662f\u5404\u5bb6BNPL\u5e73\u53f0\u771f\u6b63\u4e89\u593a\u7684\u6218\u573a\u3002<\/p>\n<p>Atome\u80fd\u5728\u8fd9\u573a\u6df7\u6218\u91cc\u7387\u5148\u88ab\u5de8\u5934\u770b\u4e2d\u5e76\u6574\u4f53\u4e70\u65ad\uff0c\u67d0\u79cd\u7a0b\u5ea6\u4e0a\u8bf4\u660e\u5b83\u5728\u98ce\u63a7\u6570\u636e\u548c\u8d44\u4ea7\u8d28\u91cf\u4e0a\u786e\u5b9e\u8dd1\u5728\u4e86\u5bf9\u624b\u524d\u9762\u3002<\/p>\n<h4>\u8d85\u7ea7APP\u7684\u91d1\u878d\u91ce\u5fc3<\/h4>\n<p>\u628aGrab\u8fc7\u53bb\u51e0\u5e74\u7684\u52a8\u4f5c\u4e32\u8d77\u6765\u770b\uff0c\u4e0d\u96be\u770b\u51fa\uff0c\u5bf9\u4e8eAtome\u8fd9\u7b14\u6536\u8d2d\u5e76\u4e0d\u662f\u5b64\u7acb\u4e8b\u4ef6\u3002<\/p>\n<p>\u4ece\u6700\u65e9\u7684\u51fa\u884c\u3001<a href=\"https:\/\/www.alphaseek.cn\/?tag=%e5%a4%96%e5%8d%96\" title=\"View all posts in \u5916\u5356\" target=\"_blank\" class=\"tag_link\">\u5916\u5356<\/a>\uff0c\u5230\u540e\u6765\u9646\u7eed\u4e0a\u7ebf\u7684\u6570\u5b57\u94f6\u884c\u3001\u4fdd\u9669\u5206\u9500\uff0cGrab\u59cb\u7ec8\u8bd5\u56fe\u628a\u81ea\u5df1\u4ece\u4e00\u5bb6&ldquo;\u6253\u8f66\u8f6f\u4ef6&rdquo;\u6539\u9020\u6210\u4e00\u4e2a\u80fd\u627f\u8f7d\u7528\u6237\u5168\u90e8\u65e5\u5e38\u6d88\u8d39\u548c\u8d44\u91d1\u6d41\u8f6c\u7684&ldquo;\u8d85\u7ea7APP&rdquo;\u3002<\/p>\n<p>\u800cGrab\u8fd9\u6761\u8def\u5f84\u548c\u4e2d\u56fd\u7684\u7f8e\u56e2\u3001\u652f\u4ed8\u5b9d\u8d70\u8fc7\u7684\u8f68\u8ff9\u9887\u4e3a\u76f8\u4f3c\u3002\u5148\u9760\u9ad8\u9891\u6d88\u8d39\u573a\u666f\u79ef\u7d2f\u7528\u6237\u548c\u6570\u636e\uff0c\u518d\u53cd\u54fa\u4f4e\u9891\u4f46\u5229\u6da6\u66f4\u539a\u7684\u91d1\u878d\u4e1a\u52a1\u3002\u5916\u754c\u4e5f\u4e00\u5ea6\u5c06Grab\u6bd4\u62df\u4e3a&ldquo;\u4e1c\u5357\u4e9a\u7f8e\u56e2&rdquo;&ldquo;\u4e1c\u5357\u4e9a\u6ef4\u6ef4&rdquo;&ldquo;\u4e1c\u5357\u4e9a\u652f\u4ed8\u5b9d&rdquo;\uff0c\u751a\u81f3\u5c06\u5176\u79f0\u4e4b\u4e3a\u4e1c\u5357\u4e9a&ldquo;\u7f8e\u56e2+\u6ef4\u6ef4+\u652f\u4ed8\u5b9d&rdquo;\u5927\u6574\u5408\u3002<\/p>\n<p>\u800c\u5728\u6536\u8d2dAtome\u4e4b\u540e\uff0cGrab\u7b49\u4e8e\u4e00\u6b21\u6027\u8865\u9f50\u4e86\u6d88\u8d39\u4fe1\u8d37\u8fd9\u5757\u6b64\u524d\u76f8\u5bf9\u8584\u5f31\u7684\u62fc\u56fe\uff0c\u4e5f\u8ba9\u5b83\u5728\u4e0e\u6700\u5927\u7684\u52b2\u654cGoTo\u96c6\u56e2\uff0c\u4ee5\u53ca\u9760\u7535\u5546\u548c<a 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