{"id":793480,"date":"2026-06-05T07:12:59","date_gmt":"2026-06-04T23:12:59","guid":{"rendered":"https:\/\/www.alphaseek.cn\/?p=793480"},"modified":"2026-06-05T07:12:59","modified_gmt":"2026-06-04T23:12:59","slug":"%e8%8b%b9%e6%9e%9c%e5%82%a8%e8%93%84%e8%b4%a6%e6%88%b7%e5%b9%b4%e5%88%a9%e7%8e%87%e5%88%9b%e6%96%b0%e4%bd%8e%ef%bc%8c%e8%b7%8c%e8%87%b33-40","status":"publish","type":"post","link":"https:\/\/www.alphaseek.cn\/?p=793480","title":{"rendered":"\u82f9\u679c\u50a8\u84c4\u8d26\u6237\u5e74\u5229\u7387\u521b\u65b0\u4f4e\uff0c\u8dcc\u81f33.40%"},"content":{"rendered":"<p>IT\u4e4b\u5bb6 6 \u6708 5 \u65e5\u6d88\u606f\uff0c\u79d1\u6280<a href=\"https:\/\/www.alphaseek.cn\/?tag=%e5%aa%92%e4%bd%93\" title=\"View all posts in \u5a92\u4f53\" target=\"_blank\" class=\"tag_link\">\u5a92\u4f53<\/a> Appleinsider \u6628\u65e5\uff086 \u6708 4 \u65e5\uff09\u53d1\u5e03\u535a\u6587\uff0c\u62a5\u9053\u79f0<a href=\"https:\/\/www.alphaseek.cn\/?tag=%e8%8b%b9%e6%9e%9c\" title=\"View all posts in \u82f9\u679c\" target=\"_blank\" class=\"tag_link\">\u82f9\u679c<\/a>\u516c\u53f8\u518d\u6b21\u4e0b\u8c03 Apple Card \u50a8\u84c4\u8d26\u6237\u5229\u7387\uff0c<strong>\u5e74\u5316\u6536\u76ca\u7387\u5df2\u4ece 3.5% \u964d\u81f3 3.4%\uff0c\u521b\u4ea7\u54c1\u4e0a\u7ebf\u4ee5\u6765\u65b0\u4f4e\u3002<\/strong><\/p>\n<\/p>\n<p>\u8be5\u670d\u52a1\u7684\u6536\u76ca\u7387\u66fe\u5728 2024 \u5e74 1 \u6708\u8fbe\u5230 4.50% \u7684\u5386\u53f2\u5cf0\u503c\uff0c\u968f\u540e\u7ecf\u5386\u4e86\u4e00\u8f6e\u6f2b\u957f\u7684\u4e0b\u884c\u5468\u671f\u3002<\/p>\n<p>\u53d7<a href=\"https:\/\/www.alphaseek.cn\/?tag=%e7%be%8e%e8%81%94%e5%82%a8\" title=\"View all posts in \u7f8e\u8054\u50a8\" target=\"_blank\" class=\"tag_link\">\u7f8e\u8054\u50a8<\/a>\u5728 2024 \u5e74 9 \u6708\u300110 \u6708\u53ca 12 \u6708\u7684\u8fde\u7eed<a href=\"https:\/\/www.alphaseek.cn\/?tag=%e9%99%8d%e6%81%af\" title=\"View all posts in \u964d\u606f\" target=\"_blank\" class=\"tag_link\">\u964d\u606f<\/a>\u64cd\u4f5c\u5f71\u54cd\uff0cApple Savings \u6536\u76ca\u7387\u5728\u5f53\u5e74\u5e95\u8dcc\u81f3 3.90%\u3002\u8fdb\u5165 2025 \u5e74\uff0c\u4e0b\u884c\u8d8b\u52bf\u672a\u6b62\uff0c\u6536\u76ca\u7387\u5148\u540e\u5728 3 \u6708\u548c 5 \u6708\u5206\u522b\u964d\u81f3 3.75% \u548c 3.65%\u3002<\/p>\n<p>\u50a8\u84c4\u5229\u7387\u4e0b\u884c\u901a\u5e38\u4e0e\u7f8e\u8054\u50a8\u57fa\u51c6\u5229\u7387\u8c03\u6574\u540c\u6b65\u3002\u6b64\u524d\u57fa\u51c6\u5229\u7387\u8f83\u9ad8\u65f6\uff0c\u94f6\u884c\u5f80\u5f80\u7ed9\u51fa\u66f4\u9ad8\u50a8\u84c4\u6536\u76ca\uff1b\u800c\u5728\u7f8e\u8054\u50a8\u964d\u606f\u540e\uff0c\u5f88\u591a\u94f6\u884c\u4e5f\u4f1a\u5f88\u5feb\u4e0b\u8c03\u50a8\u84c4\u8d26\u6237\u5229\u7387\u3002<\/p>\n<p>IT\u4e4b\u5bb6\u63f4\u5f15\u535a\u6587\u4ecb\u7ecd\uff0c\u9644\u4e0a\u82f9\u679c\u516c\u53f8\u76f8\u5173\u5229\u7387\u53d8\u52a8\u65f6\u95f4\u7ebf\u5982\u4e0b\uff1a<\/p>\n<p>2023 \u5e74 4 \u6708\uff1a\u4ea7\u54c1\u9996\u53d1\u5229\u7387 4.15%<\/p>\n<p>2023 \u5e74 12 \u6708\uff0c\u5e74\u5229\u7387\u4e0a\u8c03\u81f3 4.25%<\/p>\n<p>2024 \u5e74 1 \u6708\u521d\uff0c\u5e74\u5229\u7387\u4e0a\u8c03\u81f3 4.35%<\/p>\n<p>2024 \u5e74 1 \u6708\u672b\uff1a\u6500\u5347\u81f3\u5cf0\u503c 4.5%<\/p>\n<p>2024 \u5e74 4 \u6708\uff1a\u9996\u6b21\u4e0b\u8c03\u81f3 4.4%<\/p>\n<p>2024 \u5e74 9 \u6708\uff1a\u4e8c\u6b21\u4e0b\u8c03\u81f3 4.25%<\/p>\n<p>2024 \u5e74 10 \u6708\uff1a\u4e09\u5ea6\u4e0b\u8c03\u81f3 4.10%<\/p>\n<p>2024 \u5e74 12 \u6708\uff1a\u964d\u81f3 3.90%\uff08\u5f53\u65f6\u5386\u53f2\u6700\u4f4e\uff09<\/p>\n<p>2025 \u5e74 3 \u6708\uff1a\u518d\u964d 0.15 \u4e2a\u767e\u5206\u70b9\u81f3 3.75%<\/p>\n<p>2025 \u5e74 5 \u6708\uff1a\u964d\u4f4e\u81f3 3.65%<\/p>\n<p>2026 \u5e74 4 \u6708\uff0c\u964d\u4f4e\u81f3 3.5%<\/p>\n<p>2026 \u5e74 6 \u6708\uff0c\u964d\u81f3 3.4%<\/p>\n<p>(\u6765\u6e90\uff1a\u65b0\u6d6a\u79d1\u6280)<\/p>\n","protected":false},"excerpt":{"rendered":"<p>IT\u4e4b\u5bb6 6 \u6708 5 \u65e5\u6d88\u606f\uff0c\u79d1\u6280\u5a92\u4f53 Appleinsider \u6628\u65e5\uff086 \u6708 4 \u65e5\uff09\u53d1\u5e03\u535a\u6587\uff0c\u62a5\u9053\u79f0\u82f9\u679c\u516c [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"aside","meta":[],"categories":[6],"tags":[280,97,63,385],"views":4,"_links":{"self":[{"href":"https:\/\/www.alphaseek.cn\/index.php?rest_route=\/wp\/v2\/posts\/793480"}],"collection":[{"href":"https:\/\/www.alphaseek.cn\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.alphaseek.cn\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.alphaseek.cn\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.alphaseek.cn\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=793480"}],"version-history":[{"count":0,"href":"https:\/\/www.alphaseek.cn\/index.php?rest_route=\/wp\/v2\/posts\/793480\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.alphaseek.cn\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=793480"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.alphaseek.cn\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=793480"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.alphaseek.cn\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=793480"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}