{"id":793383,"date":"2026-06-05T02:38:49","date_gmt":"2026-06-04T18:38:49","guid":{"rendered":"https:\/\/www.alphaseek.cn\/?p=793383"},"modified":"2026-06-05T02:38:49","modified_gmt":"2026-06-04T18:38:49","slug":"401k%e5%9b%b0%e9%9a%be%e5%8f%96%e6%ac%be%e8%be%832020%e5%b9%b4%e5%a2%9e%e9%95%bf%e4%b8%a4%e5%80%8d%ef%bc%8c%e5%87%b8%e6%98%be%e7%be%8e%e5%9b%bd%e5%ae%b6%e5%ba%ad%e8%b4%a2%e5%8a%a1%e5%8e%8b%e5%8a%9b","status":"publish","type":"post","link":"https:\/\/www.alphaseek.cn\/?p=793383","title":{"rendered":"401(k)\u56f0\u96be\u53d6\u6b3e\u8f832020\u5e74\u589e\u957f\u4e24\u500d\uff0c\u51f8\u663e\u7f8e\u56fd\u5bb6\u5ead\u8d22\u52a1\u538b\u529b"},"content":{"rendered":"<p>\u6700\u65b0\u6570\u636e\u663e\u793a\uff0c\u8d8a\u6765\u8d8a\u591a\u7684<a href=\"https:\/\/www.alphaseek.cn\/?tag=%e7%be%8e%e5%9b%bd\" title=\"View all posts in \u7f8e\u56fd\" target=\"_blank\" class=\"tag_link\">\u7f8e\u56fd<\/a>\u5728\u804c\u5458\u5de5\u6b63\u52a8\u7528\u9000\u4f11\u50a8\u84c4\u4ee5\u5e94\u5bf9\u7d27\u6025\u8d22\u52a1\u9700\u6c42\uff0c\u8fd9\u4e00\u8d8b\u52bf\u53cd\u6620\u51fa\u75ab\u60c5\u540e\u7f8e\u56fd\u5bb6\u5ead\u8d44\u4ea7\u8d1f\u503a\u8868\u627f\u53d7\u7684\u538b\u529b\u6b63\u5728\u52a0\u5927\u3002<\/p>\n<p>\u6839\u636e\u5148\u950b\u96c6\u56e2\u5e74\u5ea6\u7814\u7a76\u62a5\u544a\u300a2026\u5e74\u7f8e\u56fd\u50a8\u84c4\u72b6\u51b5\u300b\uff0c2025\u5e74\u5176\u7ba1\u7406\u7684401\uff08k\uff09\u9000\u4f11\u8ba1\u5212\u4e2d\uff0c\u67096.0%\u7684\u53c2\u4e0e\u8005\u8fdb\u884c\u4e86\u56f0\u96be\u53d6\u6b3e\uff0c\u8fd9\u4e00\u6bd4\u4f8b\u521b\u4e0b\u5386\u53f2\u65b0\u9ad8\uff0c\u8f832024\u5e74\u76844.8%\u548c2023\u5e74\u76843.6%\u6301\u7eed\u6500\u5347\u3002\u4e0e2020\u5e741.7%\u7684\u53d6\u6b3e\u7387\u76f8\u6bd4\uff0c\u5982\u4eca\u8fd9\u4e00\u6570\u5b57\u5df2\u589e\u957f\u8d85\u8fc7\u4e24\u500d\u3002<\/p>\n<p>\u53d6\u6b3e\u89c4\u6a21\u65b9\u9762\uff0c\u5148\u950b\u96c6\u56e2\u6570\u636e\u663e\u793a2025\u5e74\u56f0\u96be\u53d6\u6b3e\u7684\u4e2d\u4f4d\u91d1\u989d\u4e3a1900\u7f8e\u5143\u3002\u4ece\u53d6\u6b3e\u52a8\u673a\u6765\u770b\uff0c\u6700\u5e38\u89c1\u7684\u539f\u56e0\u4e3a\u907f\u514d\u9a71\u9010\u6216\u4e27\u5931\u62b5\u62bc\u54c1\u8d4e\u56de\u6743\uff0c\u5176\u6b21\u4e3a\u652f\u4ed8\u533b\u7597\u8d39\u7528\u3002\u5bcc\u8fbe<a href=\"https:\/\/www.alphaseek.cn\/?tag=%e6%8a%95%e8%b5%84\" title=\"View all posts in \u6295\u8d44\" target=\"_blank\" class=\"tag_link\">\u6295\u8d44<\/a>\u548c\u5609\u4fe1\u7406\u8d22\u7b49\u4e3b\u8981\u9000\u4f11\u8ba1\u5212\u7ba1\u7406\u673a\u6784\u4e5f\u62a5\u544a\u4e86\u7c7b\u4f3c\u7684\u53d6\u6b3e\u589e\u957f\u8d8b\u52bf\u3002<\/p>\n<p>\u5206\u6790\u4eba\u58eb\u6307\u51fa\uff0c\u56f0\u96be\u53d6\u6b3e\u6fc0\u589e\u80cc\u540e\u6709\u591a\u91cd\u56e0\u7d20\u63a8\u52a8\u3002\u5b8f\u89c2\u5c42\u9762\uff0c\u6301\u7eed\u7684\u751f\u6d3b\u6210\u672c\u4e0a\u5347\u3001\u9ad8\u4f01\u7684\u501f\u8d37\u5229\u7387\u4f7f\u5f97\u8bb8\u591a\u5bb6\u5ead\u9762\u4e34\u57fa\u672c\u5f00\u652f\u538b\u529b\u3002\u4e0e\u6b64\u540c\u65f6\uff0c\u8054\u90a6\u6cd5\u5f8b\u7684\u9010\u6b65\u653e\u5bbd\u4e5f\u5728\u5ba2\u89c2\u4e0a\u964d\u4f4e\u4e86\u53d6\u6b3e\u95e8\u69db\u30022018\u5e74\u300a\u4e24\u515a\u9884\u7b97\u6cd5\u300b\u53d6\u6d88\u4e86\u6b64\u524d\u8981\u6c42\u53c2\u4e0e\u8005\u5148\u7533\u8bf7\u8d37\u6b3e\u624d\u80fd\u8fdb\u884c\u56f0\u96be\u53d6\u6b3e\u7684\u89c4\u5b9a\uff1b\u800c\u300a<a href=\"https:\/\/www.alphaseek.cn\/?tag=sec\" title=\"View all posts in SEC\" target=\"_blank\" class=\"tag_link\">SEC<\/a>URE 2.0\u6cd5\u6848\u300b\u5219\u5141\u8bb8\u6bcf\u5e74\u6700\u591a\u514d\u7f5a\u63d0\u53d61000\u7f8e\u5143\u7528\u4e8e\u7d27\u6025\u652f\u51fa\uff0c\u4e14\u7531\u8d26\u6237\u6301\u6709\u4eba\u81ea\u884c\u8ba4\u5b9a\u4f55\u4e3a\u7d27\u6025\u60c5\u51b5\u3002<\/p>\n<p>\u503c\u5f97\u6ce8\u610f\u7684\u662f\uff0c\u5c3d\u7ba1\u56f0\u96be\u53d6\u6b3e\u6570\u91cf\u6fc0\u589e\uff0c\u4f46\u6574\u4f53\u9000\u4f11\u50a8\u84c4\u5e02\u573a\u5448\u73b0\u51fa\u660e\u663e\u7684K\u578b\u5206\u5316\u6001\u52bf\u3002\u4e00\u65b9\u9762\uff0c\u7ea66%\u7684\u4f4e\u6536\u5165\u7fa4\u4f53\u88ab\u8feb\u52a8\u7528\u9000\u4f11\u50a8\u84c4\u5e94\u6025\uff1b\u53e6\u4e00\u65b9\u9762\uff0c401\uff08k\uff09\u767e\u4e07\u5bcc\u7fc1\u7684\u6570\u91cf\u4ecd\u5728\u589e\u957f\u3002\u5bcc\u8fbe\u6295\u8d44\u6570\u636e\u663e\u793a\uff0c2025\u5e74\u7b2c\u56db\u5b63\u5ea6401\uff08k\uff09\u767e\u4e07\u5bcc\u7fc1\u4eba\u6570\u589e\u81f366.5\u4e07\u4eba\u3002\u5148\u950b\u96c6\u56e2\u7684\u6570\u636e\u4e5f\u663e\u793a\uff0c\u5176\u7ba1\u7406\u7684\u5e73\u5747\u8d26\u6237\u4f59\u989d\u57282025\u5e74\u589e\u957f\u4e8613%\uff0c\u8fbe\u5230\u521b\u7eaa\u5f55\u7684167\uff0c970\u7f8e\u5143\u3002<\/p>\n<p>\u4e13\u5bb6\u5efa\u8bae\uff0c\u56f0\u96be\u53d6\u6b3e\u5e94\u4f5c\u4e3a\u6700\u540e\u624b\u6bb5\u3002\u63d0\u524d\u652f\u53d6\u4e0d\u4ec5\u610f\u5473\u7740\u5f53\u671f\u9700\u7f34\u7eb3\u6240\u5f97\u7a0e\uff0c\u672a\u6ee159\u5c81\u534a\u901a\u5e38\u8fd8\u9700\u652f\u4ed810%\u7684\u63d0\u524d\u652f\u53d6\u7f5a\u91d1\u3002\u66f4\u5173\u952e\u7684\u662f\uff0c\u8d44\u91d1\u7684\u6c38\u4e45\u6027\u53d6\u51fa\u5c06\u635f\u5931\u672a\u6765\u591a\u5e74\u7684\u590d\u5229\u589e\u957f\u673a\u4f1a\uff0c\u5bf9\u957f\u671f\u9000\u4f11\u5b89\u5168\u6784\u6210\u5b9e\u8d28\u6027\u5f71\u54cd\u3002<\/p>\n<p>\u8d23\u4efb\u7f16\u8f91\uff1a\u5f20\u4fca SF065<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u6700\u65b0\u6570\u636e\u663e\u793a\uff0c\u8d8a\u6765\u8d8a\u591a\u7684\u7f8e\u56fd\u5728\u804c\u5458\u5de5\u6b63\u52a8\u7528\u9000\u4f11\u50a8\u84c4\u4ee5\u5e94\u5bf9\u7d27\u6025\u8d22\u52a1\u9700\u6c42\uff0c\u8fd9\u4e00\u8d8b\u52bf\u53cd\u6620\u51fa\u75ab\u60c5\u540e\u7f8e\u56fd\u5bb6\u5ead\u8d44\u4ea7\u8d1f\u503a\u8868\u627f [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"aside","meta":[],"categories":[4],"tags":[71,241,367],"views":37,"_links":{"self":[{"href":"https:\/\/www.alphaseek.cn\/index.php?rest_route=\/wp\/v2\/posts\/793383"}],"collection":[{"href":"https:\/\/www.alphaseek.cn\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.alphaseek.cn\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.alphaseek.cn\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.alphaseek.cn\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=793383"}],"version-history":[{"count":0,"href":"https:\/\/www.alphaseek.cn\/index.php?rest_route=\/wp\/v2\/posts\/793383\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.alphaseek.cn\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=793383"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.alphaseek.cn\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=793383"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.alphaseek.cn\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=793383"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}