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4.5%\u201c\u4e70\u5165\u9632\u7ebf\u201d\u5931\u5b88\uff0c\u5e02\u573a\u91cd\u65b0\u5b9a\u4ef7<\/h2>\n

5\u670819\u65e5\u4e9a\u6d32\u65f6\u6bb5\uff0c\u5f53\u524d\u7f8e\u56fd10\u5e74\u671f\u57fa\u51c6\u56fd\u503a\u6536\u76ca\u7387\u62a54.61%\u3002\u6628\u65e5\uff0c10\u5e74\u671f\u57fa\u51c6\u56fd\u503a\u6536\u76ca\u7387\u4e00\u5ea6\u8fbe\u52304.63%\uff0c\u8d85\u8d8a\u4e862025\u5e745\u670822\u65e5\u9876\u90e84.62%\u3002\u6570\u6708\u6765\uff0c\u8bb8\u591a\u6295\u8d44\u8005\u4e00\u76f4\u5c06\u57fa\u51c610\u5e74\u671f\u7f8e\u503a\u6536\u76ca\u73874.5%\u89c6\u4e3a\u4e00\u4e2a\u6709\u5438\u5f15\u529b\u7684\u4e70\u5165\u70b9\u4f4d\u3002\u7136\u800c\uff0c\u968f\u7740\u6536\u76ca\u7387\u4e00\u4e3e\u7a81\u7834\u8be5\u6c34\u5e73\uff0c\u5e02\u573a\u53c2\u4e0e\u8005\u6b63\u5728\u8c03\u6574\u5bf9\u4e0b\u4e00\u4e2a\u201c\u4e70\u5165\u5173\u53e3\u201d\u7684\u5224\u65ad\u3002<\/p>\n

ING\u5168\u7403\u5229\u7387\u4e0e\u503a\u52a1\u7b56\u7565\u4e3b\u7ba1\u5e15\u5fb7\u83b1\u514b\u00b7\u52a0\u7ef4\u8868\u793a\uff1a\u201c\u63a5\u4e0b\u6765\u7684\u95ee\u9898\u662f\uff0c\u6295\u8d44\u8005\u771f\u7684\u4f1a\u5728\u8fd9\u91cc\u4e70\u5165\u5417\uff1f\u56e0\u4e3a\u6211\u76f8\u4fe1\u8fd9\u8f6e\u629b\u552e\u8fd8\u4f1a\u6301\u7eed\u3002\u201d\u4ed6\u8865\u5145\u79f0\uff0c10\u5e74\u671f\u7f8e\u503a\u6536\u76ca\u7387\u4e0b\u4e00\u8f6e\u53ef\u80fd\u8d70\u54114.75%\uff0c\u5e76\u6307\u51fa\u5f53\u524d\u4ecd\u6709\u591a\u4e2a\u6f5c\u5728\u56e0\u7d20\u5728\u6301\u7eed\u52a9\u71c3\u629b\u552e\u538b\u529b\u300210\u5e74\u671f\u7f8e\u503a\u6536\u76ca\u7387\u6700\u65b0\u62a54.62%\u3002<\/p>\n

\u57fa\u51c6\u6536\u76ca\u7387\u7684\u6500\u5347\u5bf9\u7f8e\u56fd\u80a1\u5e02\u6784\u6210\u4e86\u6311\u6218\uff0c\u56e0\u4e3a\u66f4\u9ad8\u7684\u501f\u8d37\u6210\u672c\u5c06\u5bf9\u4f01\u4e1a\u76c8\u5229\u548c\u6d88\u8d39\u8005\u652f\u51fa\u4ea7\u751f\u538b\u5236\u4f5c\u7528\u3002<\/p>\n

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ING\u7684\u52a0\u7ef4\u8b66\u544a\u79f0\uff0c\u5373\u4f7f\u901a\u80c0\u9884\u671f\u5c0f\u5e45\u4e0a\u5347\u81f32.6%\u62162.7%\u5de6\u53f3\uff0c\u4e5f\u53ef\u80fd\u660e\u663e\u63a8\u9ad8\u6536\u76ca\u7387\u3002\u201c\u8fd9\u6837\u5f88\u5bb9\u6613\u5c31\u80fd\u8ba9\u6536\u76ca\u7387\u518d\u4e0a10\u4e2a\u300120\u4e2a\u751a\u81f330\u4e2a\u57fa\u70b9\u3002\u201d\u8fd9\u8868\u660e\u5e02\u573a\u53ef\u80fd\u5c1a\u672a\u5b8c\u5168\u5b9a\u4ef7\u6301\u7eed\u901a\u80c0\u7684\u98ce\u9669\u3002\u6295\u8d44\u8005\u73b0\u5728\u5f00\u59cb\u8003\u8651\u7f8e\u8054\u50a8\u53ef\u80fd\u5c06\u5229\u7387\u7ef4\u6301\u5728\u9ad8\u4f4d\u66f4\u957f\u65f6\u95f4\uff0c\u751a\u81f3\u82e5\u901a\u80c0\u672a\u89c1\u7f13\u89e3\uff0c\u4e0d\u6392\u9664\u8fdb\u4e00\u6b65\u52a0\u606f\u7684\u53ef\u80fd\u6027\u3002<\/p>\n

\u968f\u7740\u6295\u8d44\u8005\u9010\u6b65\u63a5\u53d7\u201c\u964d\u606f\u5df2\u4e0d\u5728\u8ba8\u8bba\u8303\u56f4\u5185\u201d\u8fd9\u4e00\u73b0\u5b9e\uff0c\u77ed\u671f\u6536\u76ca\u7387\u5df2\u6709\u6240\u4e0a\u884c\u3002<\/p>\n

Bryn Mawr Trust\u56fa\u5b9a\u6536\u76ca\u4e3b\u7ba1\u5409\u59c6\u00b7\u5df4\u6069\u65af\u8868\u793a\uff0c\u5e02\u573a\u60c5\u7eea\u5df2\u7ecf\u660e\u663e\u6539\u53d8\u3002\u201c\u8fd9\u662f\u4e00\u4e2a\u4e0d\u540c\u7684\u5229\u7387\u73af\u5883\u3002\u5728\u7f3a\u4e4f\u5173\u4e8e\u4f0a\u6717\u7684\u5229\u597d\u6d88\u606f\uff0c\u53e0\u52a0\u6570\u636e\u663e\u793a\u901a\u80c0\u538b\u529b\u6301\u7eed\u7684\u60c5\u51b5\u4e0b\uff0c\u503a\u5238\u5e02\u573a\u7b80\u76f4\u50cf\u662f\u2018\u4e3e\u624b\u6295\u964d\u2019\uff0c\u627f\u8ba4\u5fc5\u987b\u91cd\u65b0\u5b9a\u4ef7\uff0c\u5c06\u6536\u76ca\u7387\u63a8\u9ad8\u3002\u201d<\/p>\n

\u673a\u6784\u89c2\u70b9\uff1a10\u5e74\u671f\u7f8e\u503a\u6536\u76ca\u7387\u524d\u666f<\/h2>\n

\u661f\u5c55\u94f6\u884c\u6307\u51fa\uff0c\u7f8e\u56fd\u7ecf\u6d4e\u5b58\u5728\u8fc7\u70ed\u98ce\u9669\uff0c10\u5e74\u671f\u7f8e\u503a\u6536\u76ca\u7387\u53ef\u80fd\u8fdb\u51654.5%-5.0%\u533a\u95f4\u3002<\/p>\n

Morningstar Wealth\u9996\u5e2d\u591a\u8d44\u4ea7\u7b56\u7565\u5e08Dominic Pappalardo\u66f4\u8b66\u544a\uff0c\u53d7\u6cb9\u4ef7\u9ad8\u4f01\u3001\u8d22\u653f\u8d64\u5b57\u6076\u6027\u5faa\u73af\u4ee5\u53ca\u65b0\u4efb\u7f8e\u8054\u50a8\u4e3b\u5e2d\u6c83\u4ec0\u53cd\u5bf9\u6269\u8868\u4e09\u91cd\u56e0\u7d20\u9a71\u52a8\uff0c10\u5e74\u671f\u6536\u76ca\u7387\u5347\u81f35%\u201c\u4e0d\u8db3\u4e3a\u5947\u201d\u3002<\/p>\n

\u7f8e\u503a\u4e70\u5bb6\u7ed3\u6784\u751f\u53d8\uff1a\u4ef7\u683c\u654f\u611f\u578b\u6295\u8d44\u8005\u4e3b\u5bfc<\/h2>\n

\u4e0e\u6b64\u540c\u65f6\uff0c\u4e00\u4e2a\u91cd\u8981\u7684\u56e0\u7d20\u662f\u7f8e\u56fd\u56fd\u503a\u4e70\u5bb6\u7684\u6784\u6210\u53d1\u751f\u4e86\u53d8\u5316\u3002\u8fc7\u53bb\uff0c\u5927\u578b\u5916\u56fd\u4e70\u5bb6\u2014\u2014\u4f8b\u5982\u5bf9\u7f8e\u56fd\u62e5\u6709\u8d38\u6613\u987a\u5dee\u7684\u56fd\u5bb6\u2014\u2014\u662f\u7a33\u5b9a\u7684\u8d2d\u4e70\u8005\uff0c\u5bf9\u77ed\u671f\u5e02\u573a\u6ce2\u52a8\u4e0d\u592a\u654f\u611f\u3002<\/p>\n

\u4e01\u683c\u62c9\u8868\u793a\uff0c\u5982\u4eca\u7684\u4e70\u5bb6\u660e\u663e\u4e0d\u540c\uff0c\u5bf9\u4ef7\u683c\u66f4\u4e3a\u654f\u611f\uff0c\u4e14\u901a\u5e38\u6765\u81ea\u82f1\u56fd\u3001\u6bd4\u5229\u65f6\u3001\u5f00\u66fc\u7fa4\u5c9b\u548c\u5362\u68ee\u5821\u7b49\u91d1\u878d\u4e2d\u5fc3\u3002\u8fd9\u4e9b\u56fd\u5bb6\u662f\u5168\u7403\u5404\u7c7b\u5bf9\u51b2\u57fa\u91d1\u6301\u6709\u7f8e\u503a\u7684\u4e3b\u8981\u6258\u7ba1\u4e2d\u5fc3\uff0c\u4f4d\u5217\u7f8e\u56fd\u56fd\u503a\u6700\u5927\u7684\u4e03\u4e2a\u975e\u7f8e\u6301\u6709\u8005\u4e4b\u4e2d\u3002\u503c\u5f97\u6ce8\u610f\u7684\u662f\uff0c\u82f1\u56fd\u5728\u53bb\u5e743\u6708\u8d85\u8d8a\u4e2d\u56fd\uff0c\u6210\u4e3a\u7f8e\u56fd\u56fd\u503a\u7684\u7b2c\u4e8c\u5927\u6301\u6709\u56fd\uff0c\u76ee\u524d\u6301\u6709\u8fd19000\u4ebf\u7f8e\u5143<\/a>\u7f8e\u503a\u3002<\/p>\n

\u4e01\u683c\u62c9\u6307\u51fa\uff0c\u8fd9\u79cd\u53d8\u5316\u610f\u5473\u7740\uff0c\u66f4\u9ad8\u7684\u6536\u76ca\u7387\u5e76\u4e0d\u4f1a\u50cf\u8fc7\u53bb\u90a3\u6837\u81ea\u52a8\u5438\u5f15\u4e70\u5bb6\u5165\u573a\u3002\u6295\u8d44\u8005\u53d8\u5f97\u66f4\u52a0\u8c28\u614e\u548c\u6709\u9009\u62e9\u6027\uff0c\u8fd9\u53ef\u80fd\u5bfc\u81f4\u6536\u76ca\u7387\u5728\u9700\u6c42\u56de\u6696\u4e4b\u524d\u8fdb\u4e00\u6b65\u4e0a\u884c\u2014\u2014\u5728\u627e\u5230\u771f\u6b63\u7684\u5e95\u90e8\u4e4b\u524d\uff0c\u53ef\u80fd\u4f1a\u5148\u6d4b\u8bd5\u66f4\u9ad8\u7684\u6c34\u5e73\u3002<\/p>\n

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