{"id":750260,"date":"2026-03-20T04:01:15","date_gmt":"2026-03-19T20:01:15","guid":{"rendered":"https:\/\/www.alphaseek.cn\/?p=750260"},"modified":"2026-03-20T04:01:15","modified_gmt":"2026-03-19T20:01:15","slug":"%e4%ba%ba%e5%9d%875%e4%b8%aaai%e5%8a%a9%e7%90%86-2030%e5%b9%b4%e6%95%b0%e5%ad%97%e9%87%91%e8%9e%8d%e5%85%a8%e6%99%af%e5%89%8d%e7%9e%bb","status":"publish","type":"post","link":"https:\/\/www.alphaseek.cn\/?p=750260","title":{"rendered":"\u4eba\u57475\u4e2aAI\u52a9\u7406… 2030\u5e74\u6570\u5b57\u91d1\u878d\u5168\u666f\u524d\u77bb"},"content":{"rendered":"

\u6765\u6e90\uff1aArtemis Analytics<\/p>\n

\u539f\u6807\u9898\uff1aThe 2030 Artemis Digital Finance Manifesto<\/p>\n

\u7f16\u8bd1\u53ca\u6574\u7406\uff1aBitpushNews<\/p>\n\n

\"\u4eba\u57475\u4e2aAI\u52a9\u7406&#8230;<\/h3>\n

\u80cc\u666f<\/h3>\n

Citrini \u66fe\u5bf9\u201c\u4ee3\u7406\u652f\u4ed8<\/a>\uff08Agentic Payments\uff09\u201d\u7684\u672a\u6765\u7ed9\u51fa\u8fc7\u4e24\u884c\u63cf\u8ff0\uff1a<\/p>\n

\n

\u201c\u4ee3\u7406\u4eba\uff08Agents\uff09\u4e00\u76f4\u5728\u5bfb\u627e\u6bd4\u94f6\u884c\u5361\u66f4\u5feb\u6377\u3001\u66f4\u4fbf\u5b9c\u7684\u9009\u62e9\u3002\u5927\u591a\u6570\u4ee3\u7406\u4eba\u6700\u7ec8\u9009\u62e9\u4e86\u901a\u8fc7 Solana \u6216\u4ee5\u592a\u574a L2 \u4f7f\u7528\u7a33\u5b9a\u5e01<\/a>\uff0c\u90a3\u91cc\u7684\u7ed3\u7b97\u51e0\u4e4e\u662f\u77ac\u95f4\u5b8c\u6210\u7684\uff0c\u4ea4\u6613<\/a>\u6210\u672c\u4ee5\u7f8e\u5206\u7684\u96f6\u5934\u8ba1\u7b97\u3002\u201d \u2014\u2014 \u300a2028\u5e74\u5168\u7403\u667a\u80fd\u5371\u673a\u300b<\/p>\n<\/blockquote>\n

\u7136\u800c\uff0c\u8fd9\u6bb5\u6587\u5b57\u5199\u4e8e 2026\u5e743\u670818\u65e5 Tempo \u4e3b\u7f51\u4e0a\u7ebf\u4e4b\u524d\uff0c\u6f0f\u6389\u4e86\u65b0\u91d1\u878d\u4f53\u7cfb\u4e2d\u5bf9\u6295\u8d44<\/a>\u8005\u81f3\u5173\u91cd\u8981\u7684\u5f88\u5927\u4e00\u90e8\u5206\u5185\u5bb9\u3002<\/p>\n

Artemis \u662f\u4e00\u4e2a\u6570\u5b57\u91d1\u878d<\/a>\u7814\u7a76\u4e0e\u6570\u636e\u5e73\u53f0\uff0c\u670d\u52a1\u4e8e\u9ea6\u80af\u9521\u3001Visa\u3001\u7ea2\u6749\u8d44\u672c\u548c Paypal \u7b49\u673a\u6784\u3002\u6211\u4eec\u7684\u56e2\u961f\u6210\u5458\u6765\u81ea\u8d1d\u83b1\u5fb7\u3001Citadel\u3001Whale Rock\u3001Insight \u548c Ribbit Capital\u3002\u4f5c\u4e3a Tempo \u7684\u6570\u636e\u5408\u4f5c\u4f19\u4f34\uff0c\u6211\u4eec\u76f8\u4fe1\u81ea\u5df1\u62e5\u6709\u89c2\u5bdf\u6295\u8d44\u3001\u652f\u4ed8\u548c\u91d1\u878d\u672a\u6765\u7684\u6700\u4f73\u89c6\u89d2\uff0c\u4ee5\u53ca\u533a\u5757\u94fe<\/a>\u5982\u4f55\u5f71\u54cd\u8fd9\u4e00\u672a\u6765\u7684\u7a97\u53e3\u3002\u5728\u4e0b\u6587\u4e2d\uff0c\u6211\u4eec\u5c06\u5206\u4eab\u5bf9 2030 \u5e74\u7684\u770b\u6cd5\u3002<\/p>\n

\u65f6\u95f4\uff1a2030\u5e7410\u670830\u65e5<\/h3>\n

\u6807\u666e500\u6307\u6570\u521a\u521a\u521b\u4e0b\u5386\u53f2\u65b0\u9ad8\uff0c\u7a81\u7834\u4e86 10,000\u70b9\u3002\u7f8e\u56fd<\/a> 10.1% \u7684\u4eba\u53e3<\/a>\u6ca1\u6709\u73ed\u4e0a\u4e86\u2014\u2014AI<\/a> \u5f15\u53d1\u7684\u5931\u4e1a\u6f6e\u5bfc\u81f4\u6570\u767e\u4e07\u4eba\u7c7b\u5f00\u59cb\u521b\u4e1a<\/a>\u6216\u6210\u4e3a\u521b\u4f5c\u8005\u3002<\/p>\n

\u70ed\u7231\u57fa\u672c\u9762<\/a>\u7684\u6295\u8d44\u8005\u66fe\u76ee\u7779\u6614\u65e5\u7684\u201c\u84dd\u7b79\u80a1<\/a>\u201d\u7ecf\u5386 50% \u7684\u56de\u64a4\uff0c\u4ece\u800c\u5c06\u5176\u8f6c\u53d8\u4e3a\u9006\u5411\u4ef7\u503c\u6295\u8d44\u3002\u81ea 2025 \u5e74\u5e95\u5148\u8fdb AI \u95ee\u4e16\u4ee5\u6765\u5f00\u59cb\u589e\u52a0\u7684\u201c\u79bb\u6563\u5ea6\uff08Dispersion\uff09\u201d\u6b63\u6301\u7eed\u98d9\u5347\u3002<\/p>\n

\"\u4eba\u57475\u4e2aAI\u52a9\u7406&#8230;<\/p>\n

\u82f1\u4f1f\u8fbe\uff08Nvidia\uff09 \u5df2\u6210\u957f\u4e3a\u4e00\u5bb6\u5e02\u503c 20\u4e07\u4ebf\u7f8e\u5143 \u7684\u516c\u53f8\uff0c\u76ee\u524d\u5360\u6807\u666e500\u6307\u6570\u6743\u91cd\u7684 20% \u4ee5\u4e0a\u3002OpenAI<\/a> \u548c Anthropic \u5408\u8ba1\u5360\u6307\u6570\u6743\u91cd\u7684 10% \u4ee5\u4e0a\u3002\u867d\u7136\u5927\u76d8\u8d1d\u5854\uff08Beta\uff09\u8868\u73b0\u826f\u597d\uff0c\u53d7\u6307\u6570\u4e2d\u8fd9\u4e9b\u4e2a\u80a1\u7684\u652f\u6491\uff0c\u4f46\u201c\u9009\u80a1\u201d\u7684\u8868\u73b0\u66f4\u80dc\u4e00\u7b79\u3002<\/p>\n

\u5bf9\u4e8e\u6295\u8d44\u8005\u6765\u8bf4\uff0c\u8fd9\u662f\u5386\u53f2\u4e0a\u6700\u597d\u7684\u65f6\u4ee3\u3002<\/p>\n

Steven \u662f\u4e00\u540d 25 \u5c81\u7684\u4f50\u6cbb\u4e9a\u7406\u5de5\u5b66\u9662\u6bd5\u4e1a\u751f\u3002\u4ed6\u5728\u53bb\u4e9a\u7279\u5170\u5927\u7684\u4e00\u5bb6 AI \u673a\u5668\u4eba\u521b\u4e1a\u516c\u53f8\u4e0a\u73ed\u524d\u9192\u6765\uff0c\u8fd9\u4efd\u5de5\u4f5c\u7684\u5e74\u85aa\u662f 9 \u4e07\u7f8e\u5143\u3002\u4ed6\u4e4b\u524d\u5728 Intuit \u62c5\u4efb\u4ea7\u54c1\u7ecf\u7406\uff08PM\uff09\u65f6\u88ab\u88c1\u5458\u4e86\u2014\u2014\u56e0\u4e3a\u8d8a\u6765\u8d8a\u591a\u7684\u516c\u53f8\u5f00\u59cb\u4f7f\u7528 AI \u4ee3\u7406\u6765\u7ba1\u7406\u8d22\u62a5\u5ba1\u8ba1\u2014\u2014\u4f46\u51ed\u501f\u5bf9\u4ea7\u54c1\u4eba\u624d\u7684\u5de8\u5927\u9700\u6c42\uff0cSteven \u5f88\u5feb\u5c31\u5728\u8fd9\u5bb6\u673a\u5668\u4eba\u521d\u521b\u516c\u53f8\u627e\u5230\u4e86\u65b0\u5de5\u4f5c\u3002<\/p>\n

\u7f8e\u4e1c\u65f6\u95f4\u4e0a\u5348 8 \u70b9\u3002 \u7f8e\u56fd\u80a1\u5e02\u5c1a\u672a\u5f00\u76d8\u3002\u5728\u51c6\u5907\u5de5\u4f5c\u65f6\uff0cSteven \u6536\u5230\u4e86\u4ed6\u7684\u5b8f\u89c2\u4ee3\u7406\u4eba \u201cStan\u201d \u53d1\u6765\u7684\u6d88\u606f\uff0c\u5efa\u8bae\u4ed6\u505a\u591a\u77f3\u6cb9<\/a>\u548c\u9ec4\u91d1<\/a>\uff0c\u56e0\u4e3a Polymarket \u4e0a\u9884\u6d4b\u4e2d\u4e1c\u518d\u6b21\u53d1\u751f\u51b2\u7a81\u7684\u6982\u7387\u98d9\u5347\u81f3 60%\u3002<\/p>\n

Steven \u63a5\u53d7\u4e86 \u201cStan\u201d \u7684\u5efa\u8bae\uff0c\u4ee3\u7406\u4eba\u7acb\u5373\u5728 Hyperliquid \u7684 HIP-3 \u5e02\u573a\u4e0a\u90e8\u7f72\u4e86 5,000 \u7f8e\u5143\u7684\u77f3\u6cb9\u548c\u9ec4\u91d1\u591a\u5934\u5934\u5bf8\u3002\u53e6\u4e00\u4e2a\u4ee3\u7406\u4eba\uff0c\u88ab\u4ed6\u79f0\u4e3a \u201cBrad\u201d \u7684\u591a\u7a7a\u5206\u6790\u5e08\uff0c\u5efa\u8bae\u4ed6\u6267\u884c\u4e00\u9879\u201c\u591a MSTR\u3001\u7a7a BTC\u201d\u7684\u7b56\u7565<\/a>\uff0c\u56e0\u4e3a Microstrategy \u7684\u4ea4\u6613\u4ef7\u683c\u521a\u521a\u8dcc\u7834\u4e86 1 \u500d\u8d44\u4ea7\u51c0\u503c\uff08mNAV\uff09\u3002Steven \u5429\u5490 Brad \u5728 Robinhood \u4e0a\u6267\u884c\u4e86\u8fd9\u7b14\u4ea4\u6613\u3002<\/p>\n

\u4e00\u5c0f\u65f6\u540e\uff0c\u4ed6\u5750\u5728\u529e\u516c\u684c\u524d\uff0c\u601d\u8003\u5982\u4f55\u4f18\u5316\u516c\u53f8\u521a\u521a\u5728\u4f50\u6cbb\u4e9a\u5dde\u63a8\u51fa\u7684\u65b0\u4e00\u4ee3\u81ea\u4e3b\u8015\u4f5c\u673a\u5668\u4eba\u8f66\u961f\u3002\u5348\u9910\u65f6\u95f4\uff0c\u4ed6\u6536\u5230\u6765\u81ea Artemis \u7684\u63d0\u793a\uff0c\u79f0\u7845\u8c37<\/a>\u4e00\u5bb6\u9886\u5148\u7684\u98ce\u6295\u516c\u53f8\u6709\u5174\u8da3\u6df1\u5165\u7814\u7a76\u81ea\u52a8\u79fb\u52a8\u9886\u57df\u3002\u4e3a\u4e86\u4fdd\u6301\u533f\u540d\uff0cSteven \u4f7f\u7528\u4ed6\u90a3\u5e26\u6709\u6700\u559c\u6b22\u7684 NBA \u7403\u5458 Cam Boozer \u5934\u50cf\u7684 Phantom \u94b1\u5305\u767b\u5f55\uff0c\u5e76\u63a5\u5165\u4e86\u4e00\u4e2a Listen Labs \u4ee3\u7406\u4eba\u7684 Zoom \u94fe\u63a5\uff0c\u5bf9\u65b9\u5c31\u4ed6\u5bf9\u7f8e\u56fd\u81ea\u4e3b\u673a\u5668\u4eba\u7ade\u4e89\u683c\u5c40\u7684\u770b\u6cd5\u8fdb\u884c\u4e86\u201c\u76d8\u95ee\u201d\u3002<\/p>\n

\u901a\u8bdd\u7ed3\u675f\u540e\uff0c\u4ed6\u7684 Phantom \u94b1\u5305\u6536\u5230\u4e86\u6765\u81ea\u8be5\u98ce\u6295\u516c\u53f8\u7684 1,000 \u7f8e\u5143\u62a5\u916c\u3002\u4ed6\u7684\u4ee3\u7406\u4eba\u968f\u540e\u5c06\u5176\u5151\u6362\u4e3a USDC\uff0c\u5e76\u8def\u7531\u5230 Kalshi\uff0c\u8d44\u91d1\u88ab\u5b58\u5165\u80dc\u7387\u8d85\u8fc7 95% \u7684\u5e02\u573a\u4e2d\u3002\u4ed6\u7684\u8d22\u5bcc\u7ba1\u7406\u4ee3\u7406\u4eba \u201cCharles\u201d \u4e00\u76f4\u5c06\u4ed6\u7684\u5927\u90e8\u5206\u50a8\u84c4\u5206\u914d\u7ed9\u4ed6\u7684\u65b0\u4e00\u4ee3\u6570\u5b57\u94f6\u884c<\/a>\uff08Neobank\uff09\uff0c\u5176\u4e2d\u4e00\u534a\u8d44\u91d1\u6295\u5165\u4e86 STRC\uff08\u5e74\u6536\u76ca\u7387 10%\uff09\uff0c\u5176\u4f59\u90e8\u5206\u901a\u8fc7 USDC \u8d5a\u53d6 5% \u7684\u6536\u76ca\u3002<\/p>\n

\u8fd9\u5c31\u662f 2030 \u5e74\u4e00\u540d\u9ad8\u80fd\u52a8\u6027\u6295\u8d44\u8005\u7684\u65e5\u5e38\u751f\u6d3b\u3002Steven \u7684\u5e74\u5316\u56de\u62a5\u7387\u8fdc\u8d85 SPY \u548c QQQ\uff0c\u5e76\u7ecf\u5e38\u4ee5\u4e24\u4f4d\u6570\u7684\u4f18\u52bf\u51fb\u8d25\u57fa\u51c6\u6307\u6570\u3002<\/p>\n

\u800c\u4e14\uff0c\u4ed6\u8fd8\u6ca1\u6709\u505c\u4e0b\u811a\u6b65\u3002<\/p>\n

\u4e0b\u73ed\u56de\u5230\u516c\u5bd3\u4e0e\u4f34\u4fa3\u56e2\u805a\u540e\uff0cSteven \u51b3\u5b9a\u5199\u4e00\u7bc7\u5173\u4e8e\u4e3a\u4ec0\u4e48\u4ed6\u8ba4\u4e3a Stripe \u5230 2035 \u5e74\u5c06\u6210\u4e3a\u4e00\u5bb6\u5e02\u503c 10\u4e07\u4ebf\u7f8e\u5143\u96c6\u56e2\u7684\u6587\u7ae0\u3002<\/p>\n

\u4ed6\u767b\u5f55 Artemis\uff0c\u8c03\u53d6\u76f8\u5173\u7684\u8d22\u52a1\u6570\u636e\u3001\u65b0\u95fb\u548c\u5e02\u573a\u56fe\u8c31\uff0c\u64b0\u5199\u4e86\u4e00\u7bc7\u5173\u4e8e\u5176\u8bba\u70b9\u7684\u957f\u7bc7\u62a5\u544a\u3002\u4ed6\u7684\u57fa\u672c\u9762\u5206\u6790\u4ee3\u7406\u4eba \u201cWarren\u201d \u901a\u8fc7 Stripe \u7684\u673a\u5668\u652f\u4ed8\u534f\u8bae\uff08MPP\uff09 \u5411\u4e00\u540d\u5356\u65b9\u5206\u6790\u5e08\u652f\u4ed8\u4e86 2.50 \u7f8e\u5143\uff0c\u4ee5\u83b7\u53d6\u5176\u8d22\u52a1\u6a21\u578b\u3002\u968f\u540e\uff0c\u4ed6\u8c03\u6574\u4e86\u5047\u8bbe\uff0c\u53d1\u5e03\u4e86\u76ee\u6807\u4ef7\u548c\u6a21\u578b\u3002\u4ed6\u5c06\u957f\u7bc7\u6587\u7ae0\u548c\u6a21\u578b\u53d1\u5e03\u5728 X\u3001LinkedIn \u548c Artemis \u4e0a\uff0c\u5e76\u7acb\u5373\u6536\u5230\u4e86 250 \u7f8e\u5143\u7684\u53d1\u5e03\u62a5\u916c\u2014\u2014\u666e\u901a\u5408\u4f19\u4eba\uff08GP\uff09\u548c\u5176\u4ed6\u4ee3\u7406\u4eba\u7eb7\u7eb7\u8be2\u95ee\u662f\u5426\u53ef\u4ee5\u5c31\u4ed6\u7684\u8bba\u70b9\u8fdb\u884c\u4ea4\u6d41\u3002Steven \u56de\u590d\u4e86\u8fd9\u4e9b\u4ee3\u7406\u4eba\uff0c\u5e76\u901a\u8fc7 Tempo \u7684 MPP \u5728 Phantom \u94b1\u5305\u4e2d\u6301\u7eed\u83b7\u5f97\u4e13\u5bb6\u54a8\u8be2\u8d39\u3002\u5728\u4ed6\u7684\u6587\u7ae0\u53d1\u5e03\u540e\uff0c\u968f\u7740\u5bf9\u51b2\u57fa\u91d1<\/a>\u3001\u4ee3\u7406\u4eba\u548c\u6563\u6237\u4e70\u5165\u4ed6\u7684\u8bba\u70b9\uff0cStripe \u7684\u80a1\u4ef7\u4e0a\u6da8\u4e86 2%\u3002Stripe \u76ee\u524d\u7684\u5e02\u503c\u8d85\u8fc7\u4e86 2 \u4e07\u4ebf\u7f8e\u5143\u3002\u7b2c\u4e8c\u5929\u9192\u6765\uff0cSteven \u7684\u94b1\u5305\u91cc\u53c8\u591a\u4e86 1,000 \u7f8e\u5143\u30025 \u4f4d GP \u5728 Artemis \u4e0a\u8be2\u95ee\u662f\u5426\u53ef\u4ee5\u6295\u8d44\u4ed6\u7684\u4e2a\u4eba\u57fa\u91d1\u3002<\/p>\n

Steven \u5e76\u4e0d\u5b64\u5355\uff0c\u4ed6\u662f\u4e16\u754c\u4e0a\u6570\u4ebf\u70ed\u7231\u6295\u8d44\u5e76\u8ba1\u5212\u5728 2030 \u5e74\u638c\u63a7\u81ea\u5df1\u8d22\u52a1\u672a\u6765\u7684\u7fa4\u4f53\u4e4b\u4e00\u3002\u4ed6\u4eec\u4e0d\u5fc5\u975e\u5f97\u53bb\u65af\u5766\u798f\u6216\u9876\u5c16\u5546\u5b66\u9662\uff0c\u4e5f\u4e0d\u5fc5\u5728\u79bb\u804c\u9ad8\u76db<\/a>\u540e\u624d\u80fd\u62e5\u6709\u4e0e\u9876\u7ea7\u6295\u8d44\u8005\u76f8\u540c\u7684\u5de5\u5177\u548c\u7b56\u7565\u3002<\/p>\n

Steven \u73b0\u5728\u62e5\u6709\u7684\u91d1\u878d\u5de5\u5177\u5728 10 \u5e74\u524d\u5e76\u4e0d\u5b58\u5728\uff1a\u4ed6\u7684\u8d44\u91d1\u5b58\u5728\u4e8e\u4e00\u5bb6\u6210\u7acb\u4e8e 2026 \u5e74\u7684\u7f8e\u56fd\u91d1\u878d\u79d1\u6280\u516c\u53f8\uff0c\u8be5\u516c\u53f8\u4f7f\u7528 Aave \u4e3a\u4ed6\u7684\u95f2\u7f6e USDC \u8d5a\u53d6 4-5% \u7684\u5e74\u5229\u7387\uff1b\u4ed6\u4e3b\u8981\u4f7f\u7528 Phantom\uff08\u6210\u7acb\u4e8e 2021 \u5e74\uff09\u4e0e Hyperliquid\uff08\u6210\u7acb\u4e8e 2023 \u5e74\uff09\u4ea4\u4e92\u4ee5\u6267\u884c\u4ea4\u6613\uff1b\u5e76\u4f7f\u7528 OpenClaw\uff08\u6210\u7acb\u4e8e 2025 \u5e74\uff09\u548c Anthropic\uff08\u6210\u7acb\u4e8e 2021 \u5e74\uff09\u6765\u9a71\u52a8\u4ed6\u7684\u6295\u8d44\u4ee3\u7406\u4eba\u3002\u4ed6\u7528\u6765\u4ea4\u6613\u548c\u6295\u8d44\u7684\u9884\u6d4b\u5e02\u573a<\/a>\u5728 5 \u5e74\u524d\u751a\u81f3\u8fd8\u4e0d\u5b58\u5728\u3002\u4ed6\u4ece\u5bf9\u51b2\u57fa\u91d1\u7ecf\u7406\u90a3\u91cc\u6536\u5230\u7684\u7814\u7a76\u62a5\u916c\u662f\u901a\u8fc7 Tempo \u652f\u4ed8\u7684\uff0c\u800c Tempo \u5728 5 \u5e74\u524d\u540c\u6837\u4e0d\u5b58\u5728\u3002<\/p>\n

\u8fd9\u4e2a\u52c7\u6562\u7684\u65b0\u4e16\u754c\u5141\u8bb8 Steven \u6210\u4e3a\u4e00\u540d\u4e16\u754c\u7ea7\u7684\u6295\u8d44\u8005\uff0c\u5c3d\u7ba1\u4ed6\u6ca1\u6709\u4efb\u4f55\u201c\u6b63\u5f0f\u201d\u7684\u6295\u8d44\u7ecf\u9a8c\u3002<\/p>\n

Steven \u5e76\u975e\u51fa\u8eab\u8c6a\u95e8\uff0c\u4f46\u4ed6\u73b0\u5728\u62e5\u6709 \u201cCharles\u201d\u3001\u201cBrad\u201d\u3001\u201cStan\u201d \u548c\u5176\u4ed6\u5206\u6790\u5e08\u968f\u53eb\u968f\u5230\uff0c\u80fd\u591f\u4e3a\u81ea\u5df1\u3001\u4f34\u4fa3\u548c\u7236\u6bcd\u63d0\u4f9b\u8d22\u52a1\u652f\u6301\u300225 \u5c81\u7684 Steven \u5b9e\u9645\u4e0a\u5df2\u7ecf\u662f\u4e00\u4e2a\u7ba1\u7406\u7740\u516d\u4f4d\u6570\u79ef\u84c4\u548c\u6536\u5165\u7684\u72ec\u7acb\u57fa\u91d1\u7ecf\u7406\uff08Solo PM\uff09\u3002\u4ed6\u62e5\u6709\u6280\u672f\u5206\u6790\u3001\u5b8f\u89c2\u3001\u57fa\u672c\u9762\u3001\u91cf\u5316\u548c\u9884\u6d4b\u5206\u6790\u4ee3\u7406\u4eba\uff0c\u4ed6\u4eec\u901a\u8fc7 Telegram \u5411\u4ed6\u63a8\u9001\u4e0b\u4e00\u6b65\u884c\u52a8\u5efa\u8bae\u3002<\/p>\n

\u4ed6\u80fd\u591f\u5728\u5b8c\u6210\u672c\u804c\u5de5\u4f5c\u7684\u540c\u65f6\u8fdb\u884c\u4ea4\u6613\u3001\u6295\u8d44\u548c\u83b7\u5229\uff0c\u4ec5\u4ec5\u4f9d\u9760\u9ad8\u80fd\u52a8\u6027\u548c\u597d\u5947\u5fc3\u5c31\u80fd\u517b\u5bb6\u7cca\u53e3\u3002<\/p>\n

\u56e0\u4e3a\u6570\u5b57\u91d1\u878d\uff0c\u6295\u8d44\u5df2\u7ecf\u53d1\u751f\u4e86\u6539\u53d8\u3002<\/p>\n

2030\u5e74\u7684\u6570\u5b57\u91d1\u878d<\/h3>\n

\u5728 Artemis\uff0c\u6211\u4eec\u76f8\u4fe1 \u65b0\u4e00\u4ee3\u6570\u5b57\u94f6\u884c\uff08Neobanks\uff09\u3001\u501f\u8d37\uff08Lending\uff09\u3001\u4ee3\u7406\u652f\u4ed8\uff08Agentic Payments\uff09\u3001\u9884\u6d4b\u5e02\u573a\uff08Prediction Markets\uff09 \u548c \u4ea4\u6613\uff08Trading\uff09 \u662f\u53d7\u533a\u5757\u94fe\u9a71\u52a8\u6700\u6301\u4e45\u7684\u5e02\u573a\uff0c\u5e76\u5c06\u5f7b\u5e95\u6539\u53d8 2030 \u5e74\u7684\u6295\u8d44\u3002<\/p>\n

\u6211\u4eec\u79f0\u4e4b\u4e3a\u6570\u5b57\u91d1\u878d\u7684 5 \u5927\u6838\u5fc3\u652f\u67f1\uff1a<\/p>\n

    \n
  1. \n

    \u6570\u5b57\u94f6\u884c\uff08Neobanks\uff09\uff1a \u6295\u8d44\u8005\u7684\u91d1\u878d\u751f\u6d3b\u5c06\u6574\u5408\u8fdb\u4e00\u4e2a\u754c\u9762\u548c\u8bb0\u5f55\u7cfb\u7edf\uff0c\u65e0\u8bba\u662f\u533a\u5757\u94fe\u4e0a\u7684\u7a33\u5b9a\u5e01\u8d44\u4ea7\u8fd8\u662f\u6cd5\u5b9a\u8d27\u5e01<\/a>\uff0c\u90fd\u80fd\u901a\u8fc7\u4efb\u4f55\u652f\u4ed8\u8def\u5f84\uff08ACH\u3001\u7535\u6c47\u3001RTP\u3001\u7a33\u5b9a\u5e01\u7b49\uff09\u53d1\u9001\u3002<\/p>\n<\/li>\n

  2. \n

    \u501f\u8d37\uff08Lending\uff09\uff1a \u4eba\u7c7b\u6c38\u8fdc\u9700\u8981\u8d44\u672c\uff0c\u501f\u8d37\u534f\u8bae\u5141\u8bb8\u4efb\u4f55\u4eba\u83b7\u5f97\u4e16\u754c\u7ea7\u7684\u50a8\u84c4\u6536\u76ca\u6216\u4fe1\u7528\u989d\u5ea6\u3002<\/p>\n<\/li>\n

  3. \n

    \u4ee3\u7406\u652f\u4ed8\uff08Agentic Payments\uff09\uff1a \u6295\u8d44\u5c06\u53d1\u751f\u53d8\u5316\uff0c\u56e0\u4e3a\u6211\u4eec\u7684\u4ee3\u7406\u4eba\u9700\u8981\u4ee5\u673a\u5668\u901f\u5ea6\u652f\u4ed8\u8d44\u6e90<\/a>\uff0c\u800c\u76ee\u524d\u7684\u4e92\u8054\u7f51\u65e0\u6cd5\u5c06\u6fc0\u589e\u7684\u975e\u4eba\u7c7b\u6d41\u91cf\u53d8\u73b0\u3002\u5728\u4ee3\u7406\u4eba\u9a71\u52a8\u7684\u7f51\u7edc\u4e2d\u5c06\u51fa\u73b0\u4e00\u7c7b\u65b0\u578b\u5546\u5bb6\u3002<\/p>\n<\/li>\n

  4. \n

    \u9884\u6d4b\u5e02\u573a\uff08Prediction Markets\uff09\uff1a \u6295\u8d44\u8005\u7ec8\u4e8e\u53ef\u4ee5\u5bf9\u4e16\u754c\u7ed3\u679c\u8868\u8fbe\u4fe1\u5ff5\uff0c\u800c\u4e0d\u4ec5\u4ec5\u662f\u901a\u8fc7\u73b0\u8d27\u6216\u80a1\u7968\u3002<\/p>\n<\/li>\n

  5. \n

    \u4ea4\u6613\uff08Trading\uff09\uff1a \u6295\u8d44\u8005\u53ef\u4ee5\u5728\u4e0d\u76ef\u7740\u56fe\u8868\u7684\u60c5\u51b5\u4e0b\u8868\u8fbe\u4fe1\u5ff5\uff0c\u4ee3\u7406\u4eba\u53ef\u4ee5\u4ee3\u8868\u4ed6\u4eec\u5728 24\/7\/365 \u8fd0\u884c\u7684\u6c38\u7eed\u5408\u7ea6\u4ea4\u6613\u6240\u8fdb\u884c\u4ea4\u6613\u3002<\/p>\n<\/li>\n<\/ol>\n

    1. \u6570\u5b57\u94f6\u884c (Neobanks) \u2014\u2014 Alex Weseley<\/h3>\n

    Steven \u7684\u6570\u5b57\u94f6\u884c\u662f\u4ed6\u6574\u4e2a\u8d22\u52a1\u751f\u6d3b\u7684\u6240\u5728\u5730\u3002\u5b83\u662f\u96c6\u6295\u8d44\u3001\u50a8\u84c4\u4e0e\u83b7\u53d6\u6536\u76ca\u3001\u83b7\u53d6\u4fe1\u8d37\u4ee5\u53ca\u5168\u7403\u8f6c\u8d26\u4e8e\u4e00\u4f53\u7684\u5355\u4e00\u91d1\u878d\u8868\u9762\u3002\u8fd9\u4e4b\u6240\u4ee5\u6210\u4e3a\u53ef\u80fd\uff0c\u662f\u56e0\u4e3a\u516c\u5171\u533a\u5757\u94fe\u5141\u8bb8\u5f00\u53d1\u8005\u76f4\u63a5\u4e0e\u91d1\u878d\u5e95\u5c42\u7684\u201c\u88f8\u673a\u201d\u786c\u4ef6\u4ea4\u4e92\uff0c\u800c\u50cf ACH \u548c Fedwire \u8fd9\u6837\u7684\u9057\u4ea7\u8def\u5f84\uff08Legacy rails\uff09\u5219\u5145\u5f53\u4e86\u4e0e\u73b0\u6709\u7ecf\u6d4e\u8fde\u63a5\u7684\u7ec4\u7ec7\u3002\u65e0\u8bb8\u53ef\u91d1\u878d\u610f\u5473\u7740 Steven \u53ef\u4ee5\u76f4\u63a5\u5c06 ACH \u76f4\u63a5\u5b58\u6b3e\u63a5\u6536\u5230\u4ed6\u7684\u7a33\u5b9a\u5e01\u8d26\u6237\u4e2d\uff0c\u5e76\u7acb\u5373\u5728 Morpho \u4e0a\u8fdb\u884c\u501f\u8d37\uff0c\u4ece\u800c\u83b7\u5f97 5% \u7684\u6536\u76ca\u3002<\/p>\n

    \u8fd9\u79cd\u8f6c\u53d8\u5728\u4eca\u5929\u6b63\u5728\u5b9e\u65f6\u53d1\u751f\uff1aKraken \u62e5\u6709\u7f8e\u8054\u50a8<\/a>\u7684\u4e3b\u8d26\u6237\uff0cNuBank \u6b63\u5728\u7f8e\u56fd\u5efa\u7acb\u4e00\u5bb6\u7279\u8bb8\u94f6\u884c\uff0c\u800c Coinbase \u5df2\u7ecf\u7533\u8bf7\u4e86\u94f6\u884c\u724c\u7167\u3002\u6570\u5b57\u94f6\u884c\u6b63\u4ece\u4e24\u4e2a\u7ef4\u5ea6\u53d1\u8d77\u8fdb\u653b\uff1a\u4e00\u65b9\u9762\u5782\u76f4\u6574\u5408\u73b0\u6709\u7684\u9057\u4ea7\u5806\u6808\uff0c\u53e6\u4e00\u65b9\u9762\u6784\u5efa\u65b0\u5174\u7684\u65e0\u8bb8\u53ef\u5806\u6808\u3002\u4e00\u5bb6\u540c\u65f6\u62e5\u6709\u9057\u4ea7\u8def\u5f84\u548c\u65b0\u5174\u5806\u6808\u7684\u6570\u5b57\u94f6\u884c\uff0c\u80fd\u591f\u63d0\u4f9b\u4ec5\u5b58\u5728\u4e8e\u5355\u4e00\u5806\u6808\u4e2d\u7684\u516c\u53f8\u65e0\u6cd5\u63d0\u4f9b\u7684\u91d1\u878d\u4ea7\u54c1\u3002<\/p>\n

    \u57fa\u7840\u8bbe\u65bd\u5c42\u9762\u7684\u53d8\u5316\u5bf9 Steven \u6240\u5728\u7684\u8868\u9762\u5c42\u4ea7\u751f\u4e86\u6df1\u8fdc\u5f71\u54cd\u3002\u5b83\u89e3\u9501\u4e86\u6b64\u524d\u4ec5\u4e3a\u5bcc\u4eba\u548c\u6709\u5173\u7cfb\u7684\u4eba\u9884\u7559\u7684\u91d1\u878d\u4ea7\u54c1\uff1a\u73b0\u91d1\u6536\u76ca\u3001\u8d44\u4ea7\u62b5\u62bc\u4fe1\u8d37\u300124\/7 \u7684\u8d44\u4ea7\u7ba1\u7406\u4ee5\u53ca\u5168\u7403\u8d44\u91d1\u6d41\u52a8\u3002\u63a5\u89e6\u5230\u66f4\u590d\u6742\u7684\u5de5\u5177\u610f\u5473\u7740\u50cf Steven \u8fd9\u6837\u5934\u8111\u7075\u6d3b\u7684\u4eba\u80fd\u591f\u8d1f\u62c5\u5f97\u8d77\u517b\u5bb6\u7cca\u53e3\u7684\u8d39\u7528\uff0c\u56e0\u4e3a\u4ed6\u7684\u94b1\u4e00\u76f4\u5728\u5de5\u4f5c\u3002\u8fc7\u53bb\uff0c\u8d22\u5bcc\u53ea\u4e3a\u5bcc\u4eba\u590d\u5229\uff1b\u660e\u5929\u7684\u6570\u5b57\u94f6\u884c\u5c06\u8ba9\u8d22\u5bcc\u4e3a\u6bcf\u4e2a\u4eba\u590d\u5229\u3002<\/p>\n