{"id":737423,"date":"2026-03-05T13:18:58","date_gmt":"2026-03-05T05:18:58","guid":{"rendered":"https:\/\/www.alphaseek.cn\/?p=737423"},"modified":"2026-03-05T13:18:58","modified_gmt":"2026-03-05T05:18:58","slug":"401-k-%e8%ae%a1%e5%88%92%e5%b7%b2%e6%88%90%e7%be%8e%e5%9b%bd%e4%ba%ba%e7%9a%84-%e5%ba%94%e6%80%a5%e8%b5%84%e9%87%91%e6%b1%a0","status":"publish","type":"post","link":"https:\/\/www.alphaseek.cn\/?p=737423","title":{"rendered":"401 (k) \u8ba1\u5212\u5df2\u6210\u7f8e\u56fd\u4eba\u7684 \u201c\u5e94\u6025\u8d44\u91d1\u6c60\u201d"},"content":{"rendered":"<p>\u8d22\u52a1\u7d27\u6025\u72b6\u51b5\u6b63\u8feb\u4f7f\u8d8a\u6765\u8d8a\u591a<a href=\"https:\/\/www.alphaseek.cn\/?tag=%e7%be%8e%e5%9b%bd\" title=\"View all posts in \u7f8e\u56fd\" target=\"_blank\" class=\"tag_link\">\u7f8e\u56fd<\/a>\u4eba\u52a8\u7528\u81ea\u5df1\u7684 401 \uff08k\uff09 \u9000\u4f11\u8d26\u6237\u3002\u4e3a\u8fd1 500 \u4e07\u4eba\u7ba1\u7406 401 \uff08k\uff09 \u7c7b\u8d26\u6237\u7684\u5148\u950b\u96c6\u56e2\uff08Vanguard\uff09\u6570\u636e\u663e\u793a\uff0c\u53bb\u5e74\u7ea6\u67094.8%\u7684\u8d26\u6237\u6301\u6709\u4eba\u56e0\u907f\u514d\u623f\u5c4b\u88ab\u6536\u56de\u3001\u652f\u4ed8\u533b\u7597\u8d39\u7528\u7b49\u539f\u56e0\u63d0\u524d\u652f\u53d6\u8d44\u91d1\uff0c\u521b\u4e0b\u5386\u53f2\u65b0\u9ad8\u3002\u8fd9\u4e00\u6bd4\u4f8b\u9ad8\u4e8e\u6b64\u524d 2023 \u5e74\u521b\u4e0b\u7684\u7eaa\u5f553.6%\uff0c\u4e5f\u8fdc\u9ad8\u4e8e\u75ab\u60c5\u524d\u7ea6 2%\u7684\u5e73\u5747\u6c34\u5e73\u3002<\/p>\n<p>401 \uff08k\uff09 \u4e4b\u6240\u4ee5\u53d8\u6210\u5e94\u6025\u8d44\u91d1\uff0c\u539f\u56e0\u5728\u4e8e\uff1a\u8d8a\u6765\u8d8a\u591a\u96c7\u4e3b\u81ea\u52a8\u4e3a\u5458\u5de5\u53c2\u4fdd\uff0c\u5176\u4e2d\u5305\u62ec\u539f\u672c\u51e0\u4e4e\u6ca1\u6709\u50a8\u84c4\u7684\u4eba\u7fa4\uff1b\u7f8e\u56fd\u56fd\u4f1a\u4e5f\u653e\u5bbd\u4e86\u52a8\u7528\u9000\u4f11\u50a8\u84c4\u5e94\u5bf9\u7d27\u6025\u60c5\u51b5\u7684\u9650\u5236\u3002<\/p>\n<p>\u7f8e\u56fd\u4eba\u6b63\u9762\u4e34\u76f8\u4e92\u77db\u76fe\u7684\u7ecf\u6d4e\u5c40\u9762\uff1a\u5931\u4e1a\u7387\u5904\u4e8e\u4f4e\u4f4d\uff0c\u52b3\u52a8\u8005\u6536\u5165\u5728\u4e0a\u6da8\uff0c\u4f7f\u5f97\u66f4\u591a\u8d44\u91d1\u6d41\u5165\u9000\u4f11\u8d26\u6237\uff1b\u4f46\u6d88\u8d39\u8005\u4fe1\u5fc3\u4e0b\u6ed1\uff0c\u98df\u54c1\u6742\u8d27\u4ef7\u683c\u4ecd\u5728\u5feb\u901f\u4e0a\u6da8\uff0c\u8d8a\u6765\u8d8a\u591a\u4eba\u5728<a href=\"https:\/\/www.alphaseek.cn\/?tag=%e6%b1%bd%e8%bd%a6\" title=\"View all posts in \u6c7d\u8f66\" target=\"_blank\" class=\"tag_link\">\u6c7d\u8f66<\/a>\u8d37\u6b3e\u548c\u4fe1\u7528\u5361\u8fd8\u6b3e\u4e0a\u51fa\u73b0\u903e\u671f\u3002\u5148\u950b\u96c6\u56e2\u6218\u7565\u9000\u4f11\u54a8\u8be2\u4e3b\u7ba1\u6234\u7ef4\u30fb\u65af\u5ef7\u5185\u7279\u8868\u793a\uff1a\u201c\u9677\u5165\u56f0\u5883\u56fa\u7136\u4e0d\u662f\u597d\u4e8b\uff0c\u4f46\u80fd\u6709\u50a8\u84c4\u53ef\u4ee5\u4f9d\u9760\uff0c\u8fd9\u662f\u79ef\u6781\u7684\u4e00\u9762\u3002\u201d<\/p>\n<p>\u8d23\u4efb\u7f16\u8f91\uff1a\u738b\u6c38\u751f <\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u8d22\u52a1\u7d27\u6025\u72b6\u51b5\u6b63\u8feb\u4f7f\u8d8a\u6765\u8d8a\u591a\u7f8e\u56fd\u4eba\u52a8\u7528\u81ea\u5df1\u7684 401 \uff08k\uff09 \u9000\u4f11\u8d26\u6237\u3002\u4e3a\u8fd1 500 \u4e07\u4eba\u7ba1\u7406 401 \uff08k\uff09  [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"aside","meta":[],"categories":[4],"tags":[113,367],"views":46,"_links":{"self":[{"href":"https:\/\/www.alphaseek.cn\/index.php?rest_route=\/wp\/v2\/posts\/737423"}],"collection":[{"href":"https:\/\/www.alphaseek.cn\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.alphaseek.cn\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.alphaseek.cn\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.alphaseek.cn\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=737423"}],"version-history":[{"count":0,"href":"https:\/\/www.alphaseek.cn\/index.php?rest_route=\/wp\/v2\/posts\/737423\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.alphaseek.cn\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=737423"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.alphaseek.cn\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=737423"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.alphaseek.cn\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=737423"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}