{"id":736965,"date":"2026-03-04T22:37:53","date_gmt":"2026-03-04T14:37:53","guid":{"rendered":"https:\/\/www.alphaseek.cn\/?p=736965"},"modified":"2026-03-04T22:37:53","modified_gmt":"2026-03-04T14:37:53","slug":"%e7%89%b9%e6%9c%97%e6%99%ae%e7%a7%b0401k%e9%80%80%e4%bc%91%e8%b4%a6%e6%88%b7%e5%a4%a7%e5%b9%85%e4%b8%8a%e6%b6%a8%ef%bc%8c%e4%bd%86%e5%91%98%e5%b7%a5%e6%ad%a3%e4%bb%a5%e5%88%9b","status":"publish","type":"post","link":"https:\/\/www.alphaseek.cn\/?p=736965","title":{"rendered":"\u7279\u6717\u666e\u79f0\u201c401(k)\u9000\u4f11\u8d26\u6237\u5927\u5e45\u4e0a\u6da8\u201d\uff0c\u4f46\u5458\u5de5\u6b63\u4ee5\u521b\u7eaa\u5f55\u6bd4\u4f8b\u63d0\u524d\u652f\u53d6\u8d26\u6237\u8d44\u91d1"},"content":{"rendered":"<p>\u5728\u56fd\u60c5\u54a8\u6587\u6f14\u8bf4\u4e2d\uff0c\u5510\u7eb3\u5fb7\u30fb<a href=\"https:\/\/www.alphaseek.cn\/?tag=%e7%89%b9%e6%9c%97%e6%99%ae\" title=\"View all posts in \u7279\u6717\u666e\" target=\"_blank\" class=\"tag_link\">\u7279\u6717\u666e<\/a>\u603b\u7edf\u8868\u793a\uff1a\u201c\u4f60\u4eec\u7684401\uff08k\uff09\u9000\u4f11\u8d26\u6237\u5927\u5e45\u4e0a\u6da8\u201d\u2014\u2014\u4e8b\u5b9e\u786e\u5b9e\u5982\u6b64\uff0c\u4f46\u6700\u65b0\u6570\u636e\u663e\u793a\uff0c\u56f0\u96be\u652f\u53d6\u7684\u6bd4\u4f8b\u4e5f\u5728\u540c\u6b65\u6500\u5347\u3002<\/p>\n<p>\u201c\u81ea\u6211\u4e0a\u4efb\u4ee5\u6765\uff0c\u666e\u901a401\uff08k\uff09\u8d26\u6237\u4f59\u989d\u81f3\u5c11\u589e\u52a0\u4e863\u4e07\u7f8e\u5143\uff0c\u201d\u7279\u6717\u666e\u4e0a\u6708\u5728\u56fd\u4f1a\u53d1\u8868\u5e74\u5ea6\u56fd\u60c5\u54a8\u6587\u65f6\u79f0\u3002<\/p>\n<p><a href=\"https:\/\/www.alphaseek.cn\/?tag=%e7%be%8e%e5%9b%bd\" title=\"View all posts in \u7f8e\u56fd\" target=\"_blank\" class=\"tag_link\">\u7f8e\u56fd<\/a>\u6700\u5927\u7684401\uff08k\uff09\u50a8\u84c4\u8ba1\u5212\u63d0\u4f9b\u5546\u5bcc\u8fbe<a href=\"https:\/\/www.alphaseek.cn\/?tag=%e6%8a%95%e8%b5%84\" title=\"View all posts in \u6295\u8d44\" target=\"_blank\" class=\"tag_link\">\u6295\u8d44<\/a>\u5468\u4e09\u53d1\u5e03\u7684\u6700\u65b0\u6570\u636e\u663e\u793a\uff0c2025\u5e74\u5168\u5e74\uff0c401\uff08k\uff09\u8d26\u6237\u5e73\u5747\u4f59\u989d\u589e\u52a014\uff0c700\u7f8e\u5143\uff0c\u8fbe\u5230146\uff0c400\u7f8e\u5143\uff0c\u5e74\u672b\u8f83\u4e0a\u5e74\u540c\u671f\u589e\u957f11%\u3002<\/p>\n<p>\u5bcc\u8fbe\u8fd8\u53d1\u73b0\uff0c2025\u5e74\u4e2a\u4eba\u9000\u4f11\u8d26\u6237\u5e73\u5747\u4f59\u989d\u589e\u52a09\uff0c561\u7f8e\u5143\uff0c\u81f3137\uff0c095\u7f8e\u5143\uff0c\u540c\u6bd4\u589e\u957f7%\u3002<\/p>\n<p>\u5148\u950b\u96c6\u56e2\u53e6\u4e00\u4efd\u62a5\u544a\u663e\u793a\uff0c\u9000\u4f11\u8d26\u6237\u5e73\u5747\u4f59\u989d\u4e0a\u6da813%\uff0c\u4e3b\u8981\u53d7\u5e02\u573a\u6536\u76ca\u63a8\u52a8\u3002<\/p>\n<p>\u5148\u950b\u96c6\u56e2\u540c\u6837\u4e8e\u5468\u4e09\u53d1\u5e03\u7684\u62a5\u544a\u663e\u793a\uff0c\u622a\u81f32025\u5e74\u5e95\uff0c\u6240\u6709\u8ba1\u5212\u7684\u5e73\u5747\u8d26\u6237\u4f59\u989d\u4e3a167\uff0c970\u7f8e\u5143\u3002<\/p>\n<p>\u5bcc\u8fbe\u6295\u8d44\u601d\u60f3\u9886\u5bfc\u529b\u526f\u603b\u88c1\u8fc8\u514b\u30fb\u6c99\u59c6\u96f7\u5c14\u8868\u793a\uff0c\u8d26\u6237\u4f59\u989d\u7684\u589e\u957f\u8fd8\u53d7\u5230\u591a\u9879\u201c\u975e\u8d22\u52a1\u56e0\u7d20\u201d\u7684\u8fdb\u4e00\u6b65\u652f\u6491\uff0c\u4f8b\u5982\u79ef\u6781\u7684\u50a8\u84c4\u884c\u4e3a\u3002<\/p>\n<p>\u76ee\u524d\uff0c401\uff08k\uff09\u5e73\u5747\u7f34\u5b58\u7387\uff08\u542b\u96c7\u4e3b\u4e0e\u5458\u5de5\u7f34\u5b58\uff09\u4e3a14.2%\uff0c\u7565\u4f4e\u4e8e\u5bcc\u8fbe\u5efa\u8bae\u768415%\u50a8\u84c4\u7387\u3002<\/p>\n<p>\u4e0d\u8fc7\uff0c\u4e3b\u8981\u80a1\u6307\u7684\u6301\u7eed\u5411\u597d\u4e5f\u63d0\u4f9b\u4e86\u52a9\u529b\uff1a\u6807\u666e500\u6307\u6570\u8fde\u7eed\u7b2c\u4e09\u5e74\u5b9e\u73b0\u7a33\u5065\u4e0a\u6da8\uff0c2023\u5e74\u4e0a\u6da824%\uff0c2024\u5e74\u4e0a\u6da823%\uff0c2025\u5e74\u4e0a\u6da816%\u3002<span><a href=\"https:\/\/stock.finance.sina.com.cn\/usstock\/quotes\/.IXIC.html\" target=\"_blank\" data-sudaclick=\"content_marketkeywords_p\" rel=\"noopener\">\u7eb3\u65af\u8fbe\u514b<\/a><\/span><span><\/span>\u6307\u65702025\u5e74\u5927\u6da820%\uff0c<span><a href=\"https:\/\/stock.finance.sina.com.cn\/usstock\/quotes\/.DJI.html\" target=\"_blank\" data-sudaclick=\"content_marketkeywords_p\" rel=\"noopener\">\u9053\u743c\u65af<\/a><\/span><span><\/span>\u5de5\u4e1a\u5e73\u5747\u6307\u6570\u4e0a\u6da8\u8fd113%\u3002<\/p>\n<p><strong>401\uff08k\uff09\u56f0\u96be\u652f\u53d6\u6bd4\u4f8b\u4e0a\u5347<\/strong><\/p>\n<p>\u5c3d\u7ba1\u5982\u6b64\uff0c\u50a8\u6237\u4ecd\u5728\u4ece\u8d26\u6237\u4e2d\u652f\u53d6\u73b0\u91d1\uff0c\u4e13\u5bb6\u79f0\u8fd9\u4e00\u73b0\u8c61\u8868\u660e\u5b58\u5728\u6f5c\u5728\u8d22\u52a1\u538b\u529b\u3002<\/p>\n<p>\u5bcc\u8fbe\u6570\u636e\u663e\u793a\uff0c2025\u5e74\u6709\u672a\u507f\u8fd8\u8d37\u6b3e\u7684\u5458\u5de5\u5360\u6bd4\u4e3a19.4%\uff0c\u7565\u9ad8\u4e8e2024\u5e74\u768418.9%\u3002\u53bb\u5e74\u7ea6\u67099%\u7684\u5458\u5de5\u4ece401\uff08k\uff09\u8d26\u6237\u65b0\u589e\u8d37\u6b3e\uff08\u542b\u56f0\u96be\u652f\u53d6\uff09\uff0c\u4f4e\u4e8e2024\u5e74\u76849.5%\u3002<\/p>\n<p>\u5148\u950b\u96c6\u56e2\u62a5\u544a\u663e\u793a\uff0c\u56f0\u96be\u652f\u53d6\u6bd4\u4f8b\u6709\u6240\u4e0a\u5347\u30022025\u5e74\u7ea6\u67096%\u7684\u5458\u5de5\u8fdb\u884c\u4e86\u56f0\u96be\u652f\u53d6\uff0c\u521b\u4e0b\u5386\u53f2\u65b0\u9ad8\u3002<\/p>\n<p>\u591a\u6570\u91d1\u878d\u4e13\u5bb6\u4e0d\u5efa\u8bae\u52a8\u7528401\uff08k\uff09\u8d26\u6237\u8d44\u91d1\uff0c\u56e0\u4e3a\u8fd9\u4f1a\u4e27\u5931\u590d\u5229\u6548\u5e94\u3002401\uff08k\uff09\u8ba1\u5212\u7684\u6240\u8c13\u201c\u8d44\u91d1\u6d41\u5931\u201d\u2014\u2014\u5c24\u5176\u662f\u5168\u989d\u53d6\u73b0\u2014\u2014\u53ef\u80fd\u5371\u53ca\u957f\u671f\u9000\u4f11\u4fdd\u969c\u3002<\/p>\n<p>\u6c99\u59c6\u96f7\u5c14\u8868\u793a\uff1a\u201c\u6211\u4eec\u5e0c\u671b\u770b\u5230\u8fd9\u4e9b\u6570\u5b57\u5448\u4e0b\u964d\u8d8b\u52bf\u3002\u597d\u6d88\u606f\u662f\uff0c\u5373\u4fbf\u8fd1\u671f\u53d7\u7f8e\u4f0a\u51b2\u7a81\u5f15\u53d1\u5e02\u573a\u6ce2\u52a8\uff0c\u4eca\u5e74\u4eba\u4eec\u4ecd\u5728\u4fdd\u6301\u4e13\u6ce8\u3001\u6309\u8ba1\u5212\u50a8\u84c4\u3002\u201d<\/p>\n<p>\u8d23\u4efb\u7f16\u8f91\uff1a\u674e\u8087\u5b5a <\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u5728\u56fd\u60c5\u54a8\u6587\u6f14\u8bf4\u4e2d\uff0c\u5510\u7eb3\u5fb7\u30fb\u7279\u6717\u666e\u603b\u7edf\u8868\u793a\uff1a\u201c\u4f60\u4eec\u7684401\uff08k\uff09\u9000\u4f11\u8d26\u6237\u5927\u5e45\u4e0a\u6da8\u201d\u2014\u2014\u4e8b\u5b9e\u786e\u5b9e\u5982\u6b64\uff0c\u4f46\u6700\u65b0\u6570\u636e\u663e [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"aside","meta":[],"categories":[4],"tags":[241,79,367],"views":62,"_links":{"self":[{"href":"https:\/\/www.alphaseek.cn\/index.php?rest_route=\/wp\/v2\/posts\/736965"}],"collection":[{"href":"https:\/\/www.alphaseek.cn\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.alphaseek.cn\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.alphaseek.cn\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.alphaseek.cn\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=736965"}],"version-history":[{"count":0,"href":"https:\/\/www.alphaseek.cn\/index.php?rest_route=\/wp\/v2\/posts\/736965\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.alphaseek.cn\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=736965"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.alphaseek.cn\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=736965"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.alphaseek.cn\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=736965"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}